364 S Center St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 364 S Center St, Windsor Locks, CT 06096

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,227 sqft · built 1952
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Sep 2020)
Tax Bill	$6,087 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit Jan 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WINL M:57 B:91 L:2`

Property Details

APN / Parcel Number

Primary APN	`WINL M:57 B:91 L:2`
Alternative APNs	`00388700` `388700`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,227 sqft Living Area
1st Floor Area	1,227 sqft
Basement Area	1,115 sqft
Unfinished Basement	115 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,541 sqft (0.77 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	388700
Street Address	364 S CENTER ST
City	WINDSOR LOCKS
State	CT
Zip	06096-2826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESB
Legal Block	91
Legal Lot Number	2
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	1
Census Block	1022
Census Tract	476100

Owner

364 S Center St is owned and occupied by two individuals who acquired it in January 2024.

Source: Windsor Locks Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	364 S CENTER ST, WINDSOR LOCKS, CT 06096-2826
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC
Jan 25, 2024	Quit Claim Deed, Transfer Quitclaim
Sep 28, 2020	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2020 · Amount on File
Deed Sale	Sep 28, 2020 · Amount on File
Prior Sale	Mar 12, 2015 · Amount on File
Deed Document Number	2020874790002
Deed Book / Page	497 / 799
Last Transfer Date	Jan 9, 2024
Transfer Doc	00532-1066
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	364 S CENTER ST, WINDSOR LOCKS, CT 06096-2826
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000552-60
Date	Dec 18, 2025
Book Page	552/60
Instrument	2444560006

Lender

Name	UPSTART MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	169 Months
Due	Jan 1, 2040

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINDSOR LOCKS CT
Recording Date	Jan 25, 2024
Property Address	364 S CENTER ST, WINDSOR LOCKS, CT 06096-2826
Document Number	00532-1066
Book / Page	532 / 1066
Instrument Date	Jan 9, 2024
Transaction Type	Transfer
Record Updated	Aug 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	364 S CENTER ST, WINDSOR LOCKS, CT 06096-2826

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDSOR LOCKS CT
Recording Date	Sep 28, 2020
Property Address	364 S CENTER ST, WINDSOR LOCKS, CT 06096-2826
Document Number	497-799
Book / Page	497 / 799
Instrument Date	Sep 25, 2020
Instrument	874790002
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	874800019
Date	Sep 28, 2020
Instrument	874800019

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$253,750 (+61.97%) Land $60,970 Building $192,780	$177,625 Land $42,679 Building $134,946
2024	$6,087.00 (+38.09%)	$156,660 (-) Land $49,630 Building $107,030
2023	$4,408.00 (+8.92%)	$156,660 (-) Land $49,630 Building $107,030
2022	$4,047.00	$156,660 Land $49,630 Building $107,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 364 S Center St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 364 S Center St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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