Clinton County and Black Brook Town property record for 364 River Rd, Saranac, NY 12981
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 3 ba · 2,652 sqft · built 1830 |
| Lot Size | 0.929 acres (40,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $114,900 (Sep 2018) |
| Tax Bill | $3,282 (2026) |
| Deeds & Mortgages | Feb 2020 Line of Credit Sep 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 092600 271.-1-18.2 |
| Primary APN | 092600 271.-1-18.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,652 sqft Total Area |
| 1st Floor Area | 1,200 sqft |
| 2nd Floor Area | 1,200 sqft |
| Attic | Attic |
| Attic Area | 252 sqft |
| Year Built | Built 1830 |
|---|---|
| Effective Year Built | Effective 1830 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 40,500 sqft (0.929 acres) |
| Lot Dimensions | 225 ft deep x 180 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 544 sqft |
| Shed | 1 Shed |
| Shed Area | 588 sqft |
| Canopy | 54 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 364 RIVER RD |
|---|---|
| City | SARANAC |
| State | NY |
| Zip | 12981-2848 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | LOT 89 T4OMT |
| Legal Block | 1 |
| Legal Lot Number | 18.002 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | BLACK BROOK |
| Census Block Group | 5 |
| Census Block | 5018 |
| Census Tract | 103800 |
Source: Clinton County and Black Brook Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 132, CADYVILLE, NY 12918-0132 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2020 | Deed of Trust, Mortgage · Line of Credit NBT BK |
| Sep 27, 2018 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2018 · Amount on Record |
| Deed Sale | Sep 27, 2018 · Amount on Record |
| Prior Sale | Aug 4, 2005 · Amount on Record |
| Deed Document Number | 2018296824 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON NY |
| Property Address | 364 RIVER RD, SARANAC, NY 12981-2848 |
| Document Number | 0000306701 |
| Instrument Date | Feb 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2020 |
| Title Company | INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 364 RIVER RD SARANAC NY 129812848, SARANAC, NY 12981-2848 |
| Document Number | 0000306701 |
|---|---|
| Date | Mar 16, 2020 |
| Instrument | 306701 |
| Name | NBT BK |
|---|---|
| Type | Bank |
| Address | PLATTSBURGH, NY 12901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLINTON NY |
| Recording Date | Sep 27, 2018 |
| Property Address | 364 RIVER RD, SARANAC, NY 12981-2848 |
| Document Number | 0000296824 |
| Instrument Date | Sep 25, 2018 |
| Instrument | 296824 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 132 CADYVILLE NY 129180132, CADYVILLE, NY 12918-0132 |
Source: Clinton County and Black Brook Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Black Brook Town |
| Unified School District | Saranac Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,282.00 (+252.52%) | ||
| 2025 | $931.00 | $131,700 (-) Land $21,700 Building $110,000 | $131,700 (-) Land $21,700 Building $110,000 |
| 2023 | $131,700 Land $21,700 Building $110,000 | $131,700 Land $21,700 Building $110,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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