San Luis Obispo County property record for 364 Main St, Morro Bay, CA 93442
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,102 sqft · built 2002 |
| Lot Size | 0.173 acres (7,525 sqft) |
| Owner | Company Name on File |
| Last Sale | $80,000 (Feb 2000) |
| Tax Bill | $7,125 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Nov 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 066-222-067 |
| Primary APN | 066-222-067 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,102 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Wood |
| Lot Area | 7,525 sqft (0.173 acres) |
| Parking Spaces | 3 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 364 MAIN ST |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-2717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | CY MB TN MORRO CERRITO ADBL J LT 19 |
| Legal Subdivision | CERRITO ADD |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 10602 |
364 Main St is owned by a company that acquired it in November 2018 and is owner-occupied.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 364 MAIN ST, MORRO BAY, CA 93442-2717 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 30, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2000 · Amount on File |
| Deed Sale | Feb 4, 2000 · Amount on File |
| Deed Document Number | 20006148 |
| Last Transfer Date | Nov 30, 2018 |
| Transfer Doc | 0000049683 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 364 MAIN ST, MORRO BAY, CA 93442-2717 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 364 MAIN ST, MORRO BAY, CA 93442-2717 |
| Document Number | 0000015551 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 2021015551 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Nov 30, 2018 |
| Property Address | 364 MAIN ST, MORRO BAY, CA 93442-2717 |
| Document Number | 0000049683 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 49683 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 364 MAIN ST MORRO BAY CA 934422717, MORRO BAY, CA 93442-2717 |
The 2025 property tax bill for 364 Main St was $7,125 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $666,587 (+2%) Land $148,007 Building $518,580 | |
| 2025 | $7,125.00 Homeowner's exemption | $653,517 Land $145,105 Building $508,412 |
| 2023 | $6,875.00 (+6.72%) Homeowner's exemption | $628,142 Land $139,471 Building $488,671 |
| 2022 | $6,442.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 364 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 364 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011 |
|---|---|
| Water Source | Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Ranch Wifi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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