364 Gracie Rd, Nevada City, CA 95959 Property Records

Nevada County property record for 364 Gracie Rd, Nevada City, CA 95959

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,489 sqft · built 1989
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Trust Names on File
Last Sale	$549,000 (Feb 2026)
Tax Bill	$4,242 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005-480-040-000`

Property Details

APN / Parcel Number

Primary APN	`005-480-040-000`
Alternative APN	`05-480-40-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,489 sqft Living Area
1st Floor Area	1,489 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Traditional
Lot Area	31,363 sqft (0.72 acres)
Terrain	Below Road/Slope
View / Lot	Average
Garage Type	Attached
Garage Area	491 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	1,400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	05-480-40-000
Street Address	364 GRACIE RD
City	NEVADA CITY
State	CA
Zip	95959-3601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 OAKRIDGE SUB
Legal Subdivision	OAKRIDGE SUB
Legal Block	59
Legal Lot Number	7
Jurisdiction	NEVADA CA
Township / Civil Division	NEVADA CITY
Census Block Group	2
Census Block	2042
Census Tract	802

Owner

364 Gracie Rd is held in a trust since February 2026.

Source: Nevada County records, as of July 7, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2089 SANDRINGHAM DR N, MORAGA, CA 94556
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2026 · Amount on File
Deed Sale	Feb 9, 2026 · Amount on File
Prior Sale	Apr 19, 2016 · Amount on File
Deed Document Number	20261744
Prior Transfer Date	Aug 4, 2009
Prior Transfer Doc	0000021538
Record Updated	Oct 29, 2026

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Feb 9, 2026
Property Address	364 GRACIE RD, NEVADA CITY, CA 95959-3601
Document Number	0000001744
Map Reference	MB 7 PG 77
Instrument Date	Feb 5, 2026
Instrument	20260001744
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2089 SANDRINGHAM DRIVE NORTH, MORAGA, CA 94556

Mortgage

Document Number	0000001745
Date	Feb 9, 2026
Instrument	20260001745

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	364 GRACIE RD, NEVADA CITY, CA 95959-3601
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007498
Date	Apr 7, 2020
Instrument	20200007498

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	364 GRACIE RD, NEVADA CITY, CA 95959-3601
Document Number	0000014598
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	364 GRACIE RD NEVADA CITY CA 959593601, NEVADA CITY, CA 95959-3601

Mortgage

Document Number	0000014598
Date	Jul 30, 2019
Instrument	14598

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 364 Gracie Rd was $4,242, up 2.2% from the year before.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Nevada City
Elementary School District	Nevada City Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,572 (+2%) Land $150,931 Building $265,641
2025	$4,242.00 (+2.22%) Homeowner's exemption	$408,405 Land $147,972 Building $260,433
2024	$4,150.00 (+1.89%)
2023	$4,073.00 (+2.11%) Homeowner's exemption	$392,548 Land $142,227 Building $250,321	$471,960
2022	$3,989.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 364 Gracie Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1982–2017)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 364 Gracie Rd is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEVADA CITY serves 3,148 people · EPA ID CA2910002
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
SmarterBroadband Fixed Wireless	100 / 25

May also be available: GeoLinks.

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