364 Eagle Pass, Royse City, TX 75189 Property Records

Rockwall County property record for 364 Eagle Pass, Royse City, TX 75189

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,158 sqft · built 2004
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Tax Bill	$1,097 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`388200010019000R`

Property Details

APN / Parcel Number

Primary APN	`388200010019000R`
Alternative APNs	`R57857` `57857`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,158 sqft Living Area
Gross Area	4,203 sqft
1st Floor Area	3,158 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	87,120 sqft
Garage Type	Attached
Garage Area	773 sqft
Parking Spaces	5 Parking Spaces
Porch	Covered Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	364 EAGLE PASS
City	ROYSE CITY
State	TX
Zip	75189-8420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH POINT RANCH SECTION 2, BLOCK 1, LOT 19, ACRES 2
Legal Subdivision	HIGH POINT RANCH SECTION 2
Legal Tract	19
Legal Block	1
Legal Lot Number	19
Jurisdiction	ROCKWALL TX
Township / Civil Division	SOUTH ROCKWALL
Census Block Group	2
Census Block	2023
Census Tract	40514

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	364 EAGLE PASS, ROYSE CITY, TX 75189-8420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Line of Credit PENNYMAC LOAN SERVICES LLC
Oct 25, 2018	Deed of Trust, Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Recording Date	May 8, 2026
Property Address	364 EAGLE PASS, ROYSE CITY, TX 75189-8420
Document Number	0000008747
Instrument Date	Apr 30, 2026
Instrument	20268747
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	364 EAGLE PASS, ROYSE CITY, TX 75189-8420

Mortgage

Document Number	0000008747,
Date	May 8, 2026
Instrument	20268747

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate	5.77%
Max Rate	-1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	364 EAGLE PASS, ROYSE CITY, TX 75189-8420
Document Number	0000019451
Instrument Date	Oct 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 19, 2018
Title Company	LENDERLIVE SETTLEMENT SERVICES LLC, LENDERLIVE SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	364 EAGLE PASS ROYSE CITY TX 751898420, ROYSE CITY, TX 75189-8420

Mortgage

Document Number	0000019451
Date	Nov 1, 2018
Instrument	19451

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 31, 2033

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Unified School District	Royse City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$737,427 (+4.94%) Land $179,000 Building $558,427	$737,427 (-5.19%) Land $179,000 Building $558,427
2025	$1,097.00 (-23.34%) Homeowner's exemption Senior Citizen's exemption	$702,739 (-11.72%)	$777,808 (-2.28%) Land $212,400 Building $565,408
2024	$1,431.00 (-0.76%)
2023	$1,442.00 (-64.21%) Homeowner's exemption Senior Citizen's exemption	$795,992 Land $276,000 Building $519,992	$795,992 Land $276,000 Building $519,992
2021	$4,029.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	R C H WSC serves 9,204 people · EPA ID TX1990012
Water Source	Purchased surface water from CITY OF ROCKWALL
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Point Broadband Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
Peoples Communications Fixed Wireless	200 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Eagle Pass

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