Muskegon County property record for 364 E River Rd, Muskegon, MI 49445
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,976 sqft · built 2005 |
| Lot Size | 0.757 acres (32,975 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $54,000 (Dec 2015) |
| Tax Bill | $1,556 (2025) |
| Deeds & Mortgages | Aug 2026 Reverse Mortgage Aug 2026 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 61-07-033-300-0004-60 |
| Primary APN | 61-07-033-300-0004-60 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 1 Room |
| Building Area | 1,976 sqft Living Area |
| 1st Floor Area | 1,976 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 32,975 sqft (0.757 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Other |
| Street Address | 364 E RIVER RD |
|---|---|
| City | MUSKEGON |
| State | MI |
| Zip | 49445-8569 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2-MED RES |
| Legal Description | DALTON TOWNSHIP D-0564AF SEC 33 T11N R16W PART OF THE E 1/2 OF SW 1/4 OF SW 1/4 DESC AS: COM AT THE SW 1/4 COR OF SD SEC TH |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | DALTON |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 3400 |
364 E River Rd is owned and occupied by two individuals who bought it in December 2015.
Source: Muskegon County records, as of September 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 364 E RIVER RD, MUSKEGON, MI 49445-8569 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2026 | Deed of Trust, Mortgage · Reverse Mortgage GUILD MORTGAGE COMPANY |
| Aug 17, 2026 | Deed of Trust, Mortgage · Reverse Mortgage COMMISSIONER OF SOCIAL SERVICES NY |
| Dec 29, 2017 | Deed of Trust, Mortgage · FHA Mortgage TOWNE MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2015 · Amount on File |
| Deed Sale | Dec 16, 2015 · Amount on File |
| Prior Sale | Jun 1, 2009 · Amount on File |
| Deed Document Number | 20155538896 |
| Deed Book / Page | 4073 / 55 |
| Prior Transfer Date | May 12, 2008 |
| Prior Transfer Doc | 0005283025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Aug 17, 2026 |
| Property Address | 364 E RIVER RD, MUSKEGON, MI 49445-8569 |
| Document Number | 0005891647 |
| Book / Page | 4426 / 144 |
| Instrument Date | May 28, 2026 |
| Instrument | 20265891647 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | ALLEGIANT REVERSE SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 364 E RIVER RD, MUSKEGON, MI 49445-8569 |
| Document Number | 0005891647, |
|---|---|
| Date | Aug 17, 2026 |
| Book Page | 4426/144 |
| Instrument | 20265891647 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 818 Months |
| Due | Oct 25, 2094 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Aug 17, 2026 |
| Property Address | 364 E RIVER RD, MUSKEGON, MI 49445-8569 |
| Document Number | 0005891648 |
| Book / Page | 4426 / 145 |
| Instrument Date | May 28, 2026 |
| Instrument | 20265891648 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | ALLEGIANT REVERSE SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 364 E RIVER RD, MUSKEGON, MI 49445-8569 |
| Document Number | 0005891648, |
|---|---|
| Date | Aug 17, 2026 |
| Book Page | 4426/145 |
| Instrument | 20265891648 |
| Name | COMMISSIONER OF SOCIAL SERVICES NY |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 818 Months |
| Due | Oct 25, 2094 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 364 E RIVER RD, MUSKEGON, MI 49445-8569 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004142/587 |
|---|---|
| Date | Dec 29, 2017 |
| Book Page | 4142/587 |
| Instrument | 5608364 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 364 E River Rd was $1,556 with a homeowner's exemption.
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| County Subdivision | Dalton Township |
| Unified School District | Reeths-Puffer Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,300 (+6.42%) | $132,600 (+6.42%) | |
| 2025 | $1,556.00 Homeowner's exemption | $62,300 | $124,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 364 E River Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 364 E River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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