364 Bear Tree Creek, Chapel Hill, NC 27517 Property Records

Chatham County property record for 364 Bear Tree Creek, Chapel Hill, NC 27517

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,720 sqft · built 2014
Lot Size	0.406 acres (17,685 sqft)
Owner	Individual Name on Record
Last Sale	$737,000 (Mar 2020)
Tax Bill	$6,771 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0077210`

Property Details

APN / Parcel Number

Primary APN	`0077210`
Alternative APN	`1370203`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	1 Story
Building Area	3,720 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Construction Type	Wood
Lot Area	17,685 sqft (0.406 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	364 BEAR TREE CRK
City	CHAPEL HILL
State	NC
Zip	27517-9021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	N3-20-102C AC 0.406 BK 2000 PG 372
Legal Subdivision	PRESERVE AT JORDAN LAKE
Legal Block	25
Jurisdiction	CHATHAM NC
Township / Civil Division	WILLIAMS
Census Block Group	4
Census Block	4001
Census Tract	20104

Owner

Source: Chatham County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	364 BEAR TREE CRK, CHAPEL HILL, NC 27517-9021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Apr 30, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK/PINCKNEYVILLE
Jan 22, 2021	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SVGS BK
Mar 31, 2020	Warranty Deed, Transfer · VA Mortgage NBKC BK
May 23, 2019	Deed of Trust, Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2020 · Amount on Record
Deed Sale	Mar 31, 2020 · Amount on Record
Prior Sale	Jun 20, 2014 · Amount on Record
Deed Document Number	20203493
Deed Book / Page	2103 / 868
Record Updated	Oct 29, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Recording Date	Apr 30, 2026
Property Address	364 BEAR TREE CRK, CHAPEL HILL, NC 27517-9021
Document Number	0000003758
Book / Page	2523 / 1016
Instrument Date	Apr 24, 2026
Instrument	2026.3758
Record Updated	May 11, 2026
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	364 BEAR TREE CRK, CHAPEL HILL, NC 27517-9021

Mortgage

Document Number	0000003758,
Date	Apr 30, 2026
Book Page	2523/1016
Instrument	2026.3758

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Apr 24, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Recording Date	Apr 30, 2026
Property Address	364 BEAR TREE CRK, CHAPEL HILL, NC 27517-9021
Document Number	02523/1016
Book / Page	2523 / 1016
Instrument Date	Apr 24, 2026
Instrument	20263758
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	364 BEAR TREE CRK, CHAPEL HILL, NC 27517-9021

Mortgage

Document Number	0000003758,
Date	Apr 30, 2026
Book Page	2523/1016
Instrument	20263758

Lender

Name	FIRST NATIONAL BANK/PINCKNEYVILLE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Apr 24, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Property Address	364 BEAR TREE CRK, CHAPEL HILL, NC 27517-9021
Document Number	0000001387
Instrument Date	Jan 22, 2021
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	364 BEAR TREE CRK CHAPEL HILL NC 275179021, CHAPEL HILL, NC 27517-9021

Mortgage

Document Number	0000001387
Date	Jan 27, 2021
Book Page	002182/000610
Instrument	1387

Lender

Name	NORTH AMERICAN SVGS BK
Type	Federal Savings Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM NC
Recording Date	Mar 31, 2020
Property Address	364 BEAR TREE CRK, CHAPEL HILL, NC 27517-9021
Document Number	0000003493
Book / Page	002103 / 000868
Instrument Date	Mar 30, 2020
Instrument	3493
Transaction Type	Transfer
Record Updated	Jun 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,474.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	364 BEAR TREE CRK CHAPEL HILL NC 275179021, CHAPEL HILL, NC 27517-9021

Mortgage

Document Number	3494
Date	Mar 31, 2020
Book Page	002103/000871
Instrument	3494

Lender

Name	NBKC BK
Address	KANSAS CITY, MO 64114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Property Address	364 BEAR TREE CRK, CHAPEL HILL, NC 27517-9021
Document Number	0000005109
Instrument Date	May 23, 2019
Transaction Type	Mortgage
Record Updated	Jun 10, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	364 BEAR TREE CRK CHAPEL HILL NC 275179021, CHAPEL HILL, NC 27517-9021

Mortgage

Document Number	0000005109
Date	May 29, 2019
Book Page	002046/001065
Instrument	5109

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Amount	Amount Recorded
Term	300 Months
Due	May 28, 2044

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Chatham County
Unified School District	Chatham County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,771.00 (+24.47%)	$942,263 (+51.56%) Land $150,266 Building $791,997	$942,263 (+51.56%) Land $150,266 Building $791,997
2024	$5,440.00 (+4.8%)	$621,720 (-) Land $118,631 Building $503,089	$621,720 (-) Land $118,631 Building $503,089
2023	$5,191.00	$621,720 Land $118,631 Building $503,089	$621,720 Land $118,631 Building $503,089

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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