364 Ashleigh Rd, Ramer, TN 38367 Property Records

McNairy County property record for 364 Ashleigh Rd, Ramer, TN 38367

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,500 sqft · built 2002
Lot Size	2.23 acres (97,139 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Jun 2002)
Tax Bill	$554 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`055120 02829`

Property Details

APN / Parcel Number

Primary APN	`055120 02829`
Alternative APN	`120 02829`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	97,139 sqft (2.23 acres)
Terrain	Rolling
Porch	Slab
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	364 ASHLEIGH RD
City	RAMER
State	TN
Zip	38367-5258
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 5; SUBDIVISION: LOT 6; LOT: 6
Legal Subdivision	LOT 6
Legal Lot Number	6
Jurisdiction	MCNAIRY TN
Township / Civil Division	5
Census Block Group	3
Census Block	3102
Census Tract	930600

Owner

Source: McNairy County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	364 ASHLEIGH RD, RAMER, TN 38367-5258
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 3, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 9, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 10, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Dec 15, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2002 · Amount on Record
Deed Sale	Jun 26, 2002 · Amount on Record
Prior Sale	Apr 15, 2002 · Amount on Record
Deed Book / Page	180 / 521
Last Transfer Date	Dec 15, 2021
Transfer Doc	0000011268
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCNAIRY TN
Property Address	364 ASHLEIGH RD, RAMER, TN 38367-5258
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	364 ASHLEIGH RD, RAMER, TN 38367-5258

Mortgage

Document Number	0000231645
Date	Feb 9, 2024
Book Page	23/1645
Instrument	134441

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	287 Months
Due	Jan 1, 2048

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCNAIRY TN
Property Address	364 ASHLEIGH RD, RAMER, TN 38367-5258
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	364 ASHLEIGH RD, RAMER, TN 38367-5258

Mortgage

Document Number	0000212178
Date	Oct 3, 2023
Book Page	21/2178
Instrument	133015

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	291 Months
Due	Jan 1, 2048

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCNAIRY TN
Property Address	364 ASHLEIGH RD, RAMER, TN 38367-5258
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	364 ASHLEIGH RD, RAMER, TN 38367-5258

Mortgage

Document Number	0000162087
Date	Nov 9, 2022
Book Page	16/2087
Instrument	129005

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	302 Months
Due	Jan 1, 2048

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCNAIRY TN
Property Address	364 ASHLEIGH RD, RAMER, TN 38367-5258
Transaction Type	Mortgage
Record Updated	Dec 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004251533
Date	Jan 10, 2018
Book Page	425/1533
Instrument	106043

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCNAIRY TN
Recording Date	Dec 15, 2021
Property Address	364 ASHLEIGH RD, RAMER, TN 38367-5258
Document Number	0000011268
Book / Page	11 / 268
Instrument Date	Dec 15, 2021
Instrument	124365
Transaction Type	Transfer
Record Updated	Dec 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	364 ASHLEIGH RD, RAMER, TN 38367-5258

Tax Assessment & Valuation

Source: McNairy County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	McNairy County
Unified School District	McNairy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$554.00	$35,150 (-) Land $2,150 Building $33,000
2023		$35,150 Land $2,150 Building $33,000
2022	$554.00		$140,600 Land $8,600 Building $132,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTVIEW UTILITY DISTRICT serves 2,206 people · EPA ID TN0000570
Water Source	Purchased groundwater from SELMER WATER SYSTEM
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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