St. Mary's County property record for 36394 Old Chaptico Wharf Rd, Chaptico, MD 20621
| Property Type | Rural Home |
|---|---|
| Details | 3.5 ba · 3,702 sqft · built 2006 |
| Lot Size | 46 acres (2,005,067 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Feb 1998) |
| Tax Bill | $5,811 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-032381 |
| Primary APN | 04-032381 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,702 sqft Total Area |
| Basement Area | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,005,067 sqft (46 acres) |
| Garage Type | Mixed |
| Garage Area | 1,080 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Porch Area | 631 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 032381 |
|---|---|
| Street Address | 36394 OLD CHAPTICO WHARF RD |
| City | CHAPTICO |
| State | MD |
| Zip | 20621-2401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RPD |
| Legal Description | 46.03 ACRES W/S MD RT 238 BOUNDARY LINE ADJ PLAT |
| Legal Subdivision | MADDOX MANOR PRCL 01 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 4, CHAPTICO |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 875202 |
36394 Old Chaptico Wharf Rd, a rural home, is owned and occupied by an individual who acquired it in September 2016.
Source: St. Mary's County records, as of September 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 36394 OLD CHAPTICO WHARF RD, CHAPTICO, MD 20621-2401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 9, 1998 · Amount on File |
| Deed Sale | Feb 9, 1998 · Amount on File |
| Prior Sale | Jan 18, 1991 · Amount on File |
| Deed Document Number | 19981969 |
| Deed Book / Page | 1242 / 214 |
| Last Transfer Date | Sep 14, 2016 |
| Transfer Doc | 0044870199 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 36394 Old Chaptico Wharf Rd was $5,811 with a homeowner's exemption.
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $609,233 (+8.35%) | $656,200 (-) Land $123,600 Building $532,600 | |
| 2025 | $5,811.00 Homeowner's exemption | $562,267 | $656,200 Land $123,600 Building $532,600 |
| 2023 | $5,451.00 Homeowner's exemption | $498,933 | $515,300 Land $123,600 Building $391,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 36394 Old Chaptico Wharf Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Aug 2020 · Tropical Storm Isaias |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 36394 Old Chaptico Wharf Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
4G LTE (outdoors only), no 5G reported
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