3639 Mill Landing Rd, Wanchese, NC 27981 Property Records

Dare County property record for 3639 Mill Landing Rd, Wanchese, NC 27981

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,707 sqft · built 1930
Lot Size	0.402 acres (17,500 sqft)
Owner	Individual Name on Record
Tax Bill	$1,122 (2026)
Deeds & Mortgages	Apr 2019 Refinance Oct 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`979707697457`

Property Details

APN / Parcel Number

Primary APN	`979707697457`
Alternative APN	`023409000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,707 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Bungalow
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,500 sqft (0.402 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	979707697457
Street Address	3639 MILL LANDING RD
City	WANCHESE
State	NC
Zip	27981-9549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: BLK: SEC: PL: SL:
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	NAGS HEAD
Census Block Group	1
Census Block	1015
Census Tract	970602

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3639 MILL LANDING RD, WANCHESE, NC 27981-9549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BRANCH BANKING AND TRUST CO
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	3639 MILL LANDING RD, WANCHESE, NC 27981-9549
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002295/914
Date	Apr 22, 2019
Book Page	2295/914
Instrument	700063772

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	3639 MILL LANDING RD, WANCHESE, NC 27981-9549
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002550/477
Date	Oct 4, 2021
Book Page	2550/477
Instrument	700106568

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,122.00	$283,500 (-) Land $82,400 Building $201,100	$283,500 (-) Land $82,400 Building $201,100
2025	$1,122.00 (+0.72%)	$283,500 (+44.79%) Land $82,400 Building $201,100
2023	$1,114.00	$195,800 Land $63,000 Building $132,800
2020			$283,500 Land $82,400 Building $201,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 183 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	183 in force
Nearby Flood Claims	172 (1983–2023)
Claims Outside the SFHA	3 of 172
Most Recent Claim	Apr 2023 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 88 claims Hurricane Isabel, Sep 2003 · 10 claims Severe Snowfall & Winter Storm, Mar 1993 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 96% of North Carolina
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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