3639 Harbor Crest Way, Oceanside, CA 92056 Property Records

San Diego County property record for 3639 Harbor Crest Way, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,191 sqft · built 1974
Lot Size0.3 acres (1,299 sqft)
Owner2 Individual Names on File
Last Sale$577,000 (Nov 2021)
Tax Bill$6,641 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Sep 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN168-130-40-00

Property Details

APN / Parcel Number

Primary APN168-130-40-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,191 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,299 sqft (0.3 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3639 HARBOR CREST WAY
CityOCEANSIDE
StateCA
Zip92056-5036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 16 TR 007671
Legal SubdivisionBAY SHORES
Legal Tract007671
Legal Block2
Legal Lot Number16
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2006
Census Tract19805

Owner

Source: San Diego County assessment roll, APN 168-130-40-00, as of July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3639 HARBOR CREST WAY, OCEANSIDE, CA 92056-5036
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2021Grant Deed, Transfer · Conventional Mortgage
CORNERSTONE FIRST MORTGAGE INC
Sep 10, 2021Grant Deed, Transfer
ZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SVCS WEST INC
Jun 21, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 30, 2021 · Amount on Record
Deed SaleNov 30, 2021 · Amount on Record
Prior SaleSep 10, 2021 · Amount on Record
Deed Document Number2021816138
Prior Transfer DateMay 28, 2021
Prior Transfer Doc0000449943
Record UpdatedSep 20, 2026

November 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 30, 2021
Property Address3639 HARBOR CREST WAY, OCEANSIDE, CA 92056-5036
Document Number0000816138
Map ReferenceMAP 7671
Instrument DateNov 08, 2021
Instrument2021-0816138
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3639 HARBOR CREST WAY, OCEANSIDE, CA 92056-5036

Mortgage

Document Number0000816139
DateNov 30, 2021
Instrument2021-0816139
Lender
NameCORNERSTONE FIRST MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

September 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 10, 2021
Property Address3639 HARBOR CREST WAY, OCEANSIDE, CA 92056-5036
Document Number0000642239
Map ReferenceMAP 7671
Instrument DateSep 08, 2021
Instrument2021-0642239
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SVCS WEST INC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1301 2ND AVE FL 31, 31, SEATTLE, WA 98101-0003
InvestorPossibly a Property Investor

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJun 21, 2021
Property Address3639 HARBOR CREST WAY, OCEANSIDE, CA 92056-5036
Document Number0000449943
Map ReferenceMAP 7671
Instrument DateMay 28, 2021
Instrument2021-0449943
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1615 WINTERWARM DR, FALLBROOK, CA 92028-8252

Tax Assessment & Valuation

Source: San Diego County assessment roll as of July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictCarlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$624,452 (+2%) Land $460,033 Building $164,419
2025$6,641.00 (+4.07%)$612,209 (+4.04%) Land $451,013 Building $161,196
2023$6,381.00 (+1.58%)$588,438 Land $433,500 Building $154,938
2022$6,282.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730198052, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2018 · other causes

Wildfire

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 596 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: California Internet, Spectrum, T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system 090605007, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLa Jolla Eastern
tribal government · serves 1,076 people
Water SourceGroundwater
Last State InspectionApr 2021
Also Mapped HereCITY OF OCEANSIDE, SAN DIEGO COUNTY WATER AUTHORITY
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Harbor Crest Way

Nearby Streets

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