3638 Oak Cluster St, San Antonio, TX 78253 Property Records

Bexar County property record for 3638 Oak Cluster St, San Antonio, TX 78253

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,101 sqft · built 1987
Lot Size1.05 acres (45,738 sqft)
OwnerIndividual Name on Record
Last Sale$437,500 (Jul 2019)
Tax Bill$8,360 (2025)
Deeds & MortgagesJul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN34400-105-0190

Property Details

APN / Parcel Number

Primary APN34400-105-0190
Alternative APNs
  • 044001050190
  • 747565

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,101 sqft Living Area
1st Floor Area2,281 sqft
2nd Floor Area820 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1998
Architectural StyleContemporary
Exterior MaterialCombination
Roof MaterialAsphalt
Lot Area45,738 sqft (1.05 acres)
Garage TypeDetached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area312 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3638 OAK CLUSTER ST
CitySAN ANTONIO
StateTX
Zip78253-5030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNCB 34400A BLK 5 LOT 19 NORTH SAN ANTONIO HILLS UT-1 POTRANCO/FM1604 ANNEXATION
Legal SubdivisionNORTH SAN ANTONIO HILLS
Legal Block5
Legal Lot Number19
JurisdictionBEXAR TX
Township / Civil DivisionSAN ANTONIO WEST
Census Block Group1
Census Block1045
Census Tract172008

Owner

Source: Bexar County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3638 OAK CLUSTER ST, SAN ANTONIO, TX 78253-5030
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2019 · Amount on Record
Deed SaleJul 19, 2019 · Amount on Record
Prior SaleOct 13, 1997 · Amount on Record
Deed Document Number2019139256
Record UpdatedSep 20, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEXAR TX
Recording DateJul 19, 2019
Property Address3638 OAK CLUSTER ST, SAN ANTONIO, TX 78253-5030
Document Number0000139256
Instrument DateJul 18, 2019
Instrument139256
Transaction TypeTransfer
Record UpdatedJul 31, 2019
Title CompanyMISSION TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11106 318TH PL NE CARNATION WA 980149758, CARNATION, WA 98014-9758

Mortgage

Document Number139257
DateJul 19, 2019
Instrument139257
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
AmountAmount Recorded
Term180 Months
DueJul 18, 2034

Tax Assessment & Valuation

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBexar County
MunicipalitySan Antonio City
Unified School DistrictNorthside Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,360.00 (-4.57%) Homeowner's exemption$473,200 (-0.05%) Land $109,770 Building $363,430$473,200 (-0.05%) Land $109,770 Building $363,430
2024$8,760.00 (-2.53%)
2023$8,987.00 (-13.65%) Homeowner's exemption$473,420 Land $109,770 Building $363,650$473,420 Land $109,770 Building $363,650
2022$10,408.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN ANTONIO WATER SYSTEM
serves 2,643,729 people · EPA ID TX0150018
Water SourcePurchased surface water from several systems
Last State InspectionAug 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
VTX Communications
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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