3638 Joel Dr, Endicott, NY 13760 Property Records

Broome County and Union Town property record for 3638 Joel Dr, Endicott, NY 13760

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,670 sqft · built 1973
Lot Size	0.283 acres (12,367 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Dec 2022)
Tax Bill	$10,141 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
APN	`034689 126.17-4-28`

Property Details

APN / Parcel Number

Primary APN	`034689 126.17-4-28`
Alternative APNs	`468912601700040280000000` `46000444930`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,670 sqft Living Area
1st Floor Area	1,288 sqft
2nd Floor Area	1,382 sqft
Game Room	Game Room

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	12,367 sqft (0.283 acres)
Lot Dimensions	149 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	204 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	46000444930
Street Address	3638 JOEL DR
City	ENDICOTT
State	NY
Zip	13760-1620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SS-F
Legal Description	R1 G2 0030F8000F2070000000
Legal Subdivision	HILL TOP ACRES SUBDIVISION #28
Legal Block	4
Legal Lot Number	28.000
Jurisdiction	BROOME NY
Township / Civil Division	UNION
Census Block Group	1
Census Block	1016
Census Tract	13000

Owner

3638 Joel Dr is owned and occupied by two individuals who bought it in December 2022.

Source: Broome County and Union Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3638 JOEL DR, ENDICOTT, NY 13760-1620
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2022 · Amount on File
Deed Sale	Dec 21, 2022 · Amount on File
Prior Sale	Aug 25, 2010 · Amount on File
Deed Document Number	202233233
Deed Book / Page	2711 / 277
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROOME NY
Recording Date	Dec 21, 2022
Property Address	3638 JOEL DR, ENDICOTT, NY 13760-1620
Document Number	002711/277
Book / Page	2711 / 277
Map Reference	MB 30 PG 796
Instrument Date	Nov 12, 2022
Instrument	202200033233
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4895 SOMERSET DR, EVANS, GA 30809-8256

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2102 BERNARD BLVD, ENDICOTT, NY 13760-1413

Mortgage

Document Number	202200033234
Date	Dec 21, 2022
Instrument	202200033234

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.75%
Index	1-Year T-Bill
Max Rate	10.7%

Tax Assessment & Valuation

The 2026 property tax bill for 3638 Joel Dr was $10,141, up 7.3% from the year before.

Source: Broome County and Union Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Union Town
Unified School District	Maine-Endwell Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,141.00 (+7.33%)
2025	$9,448.00 (+3.9%)	$9,400 Land $1,100 Building $8,300	$338,100 Land $39,565 Building $298,535
2024	$9,093.00
2023		$9,400 Land $1,100 Building $8,300	$271,676 Land $31,792 Building $239,884

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3638 Joel Dr; there have been 100 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	100 (1979–2017)
Claims Outside the SFHA	11 of 100
Most Recent Claim	Jul 2017 · other causes
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 46 claims Severe Storms And Flooding, Jun 2006 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3638 Joel Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENDICOTT MUNICIPAL WATER WORKS serves 45,000 people · EPA ID NY0301665
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance.

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