3638 Harmann Estates Ct, Bridgeton, MO 63044 Property Records

St. Louis County property record for 3638 Harmann Estates Ct, Bridgeton, MO 63044

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,920 sqft · built 1970
Lot Size	0.267 acres (11,626 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Oct 2023)
Tax Bill	$4,565 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12N-52-0524`

Property Details

APN / Parcel Number

Primary APN	`12N-52-0524`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,920 sqft Living Area
Gross Area	2,382 sqft
1st Floor Area	960 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Frame/Masonry
Construction Type	Frame
Foundation Type	Raised
Lot Area	11,626 sqft (0.267 acres)
Lot Dimensions	164 ft deep x 48 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	28 sqft
Deck Area	60 sqft
Patio Area	77 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3638 HARMANN ESTATES CT
City	BRIDGETON
State	MO
Zip	63044-2808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10R-3
Legal Description	HARMANN ESTS PLAT 1 LOT 42
Legal Subdivision	HARMANN ESTS PLAT 1
Legal Lot Number	42
Jurisdiction	ST LOUIS MO
Township / Civil Division	NORTHWEST
Census Block Group	1
Census Block	1028
Census Tract	213203

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3638 HARMANN ESTATES CT, BRIDGETON, MO 63044-2808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC
Mar 1, 2023	Warranty Deed, Transfer · Commercial Mortgage KCS LL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2023 · Amount on Record
Deed Sale	Oct 10, 2023 · Amount on Record
Prior Sale	Mar 1, 2023 · Amount on Record
Deed Document Number	20231010363
Prior Transfer Date	Feb 27, 2023
Prior Transfer Doc	0000000118
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 10, 2023
Property Address	3638 HARMANN ESTATES CT, BRIDGETON, MO 63044-2808
Document Number	2023101000363
Map Reference	MB 129 PG 94&95
Instrument Date	Oct 6, 2023
Instrument	2023101000363
Transaction Type	Transfer
Record Updated	Mar 20, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10607 SAINT FRANCIS LN, SAINT ANN, MO 63074-3409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3638 HARMANN ESTATES CT, BRIDGETON, MO 63044-2808

Mortgage

Document Number	2023101000364
Date	Oct 10, 2023
Instrument	2023101000364

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 1, 2023
Property Address	3638 HARMANN ESTATES CT, BRIDGETON, MO 63044-2808
Document Number	2023030100117
Map Reference	MB 129 PG 94&95
Instrument Date	Feb 28, 2023
Instrument	2023030100117
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	837 KICKSHAW DR, SAINT CHARLES, MO 63304-2633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10607 SAINT FRANCIS LN, SAINT ANN, MO 63074-3409

Mortgage

Document Number	2023030100119
Date	Mar 1, 2023
Instrument	2023030100119

Lender

Name	KCS LL
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Bridgeton City
County	St. Louis County
Unified School District	Pattonville R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,210 (-) Land $13,090 Building $47,120	$316,900 (-) Land $68,900 Building $248,000
2025	$4,565.00 (+17.78%)	$60,210 (+25.86%) Land $13,090 Building $47,120	$316,900 (+25.85%) Land $68,900 Building $248,000
2024	$3,876.00 (-0.39%)
2023	$3,891.00 (+10.92%)	$47,840 (+21.98%) Land $10,280 Building $37,560	$251,800 (+22%) Land $54,100 Building $197,700
2022	$3,508.00	$39,220 Land $7,470 Building $31,750
2021			$206,400 Land $39,300 Building $167,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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