3638 Cardinal Way, Bartow, FL 33830 Property Records

Polk County property record for 3638 Cardinal Way, Bartow, FL 33830

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.186 acres (8,085 sqft)
Owner	Company Name on File
Tax Bill	$136 (2025)
Flood Zone	Zone X (minimal risk)
APN	`25-29-32-363432-005450`

Property Details

APN / Parcel Number

Primary APN	`25-29-32-363432-005450`
Alternative APN	`322925363432005450`

Exterior

Lot Area	8,085 sqft (0.186 acres)

Location & Zoning

Street Address	3638 CARDINAL WAY
City	BARTOW
State	FL
Zip	33830-6077
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	GROVE AT STUART CROSSING PHASES 2A 2B AND 3 PB 216 PGS 31-41 LOT 545
Legal Subdivision	GROVE AT STUART CROSSING PHASES 2A 2B AN
Legal Lot Number	545
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1071
Census Tract	14803

Owner

3638 Cardinal Way, residential vacant land, is owned by a company.

Source: Polk County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	8800 E RAINTREE DR, 300, SCOTTSDALE, AZ 85260-3966
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3638 Cardinal Way was $136.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,000 (+662.75%) Land $57,000	$57,000 (+662.75%) Land $57,000
2025	$136.00	$7,473 Land $7,473	$7,473 Land $7,473

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3638 Cardinal Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3638 Cardinal Way is moderate, ranking above 65% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20