3638 6th St, North Beach, MD 20714 Property Records

Calvert County property record for 3638 6th St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,104 sqft · built 1989
Lot Size	0.121 acres (5,250 sqft)
Owner	Individual Name on File
Last Sale	$306,000 (Sep 2019)
Tax Bill	$4,150 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-046397`

Property Details

APN / Parcel Number

Primary APN	`03-046397`
Alternative APNs	`3046397` `046397`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,104 sqft Total Area
Basement Area	904 sqft
Finished Basement	904 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,250 sqft (0.121 acres)
Lot Dimensions	105 ft deep x 125 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	046397
Street Address	3638 6TH ST
City	NORTH BEACH
State	MD
Zip	20714-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LTS 33 & 34 BLK 59 NORTH CHES BEACH
Legal Subdivision	NORTH CHESAPEAKE BEACH
Legal Block	59
Legal Lot Number	33,34
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1025
Census Tract	860404

Owner

3638 6th St is owned and occupied by an individual who bought it in September 2019.

Source: Calvert County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3638 6TH ST, NORTH BEACH, MD 20714-9705
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
Sep 20, 2019	Grant Deed, Transfer · Conventional Mortgage NFM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2019 · Amount on File
Deed Sale	Sep 20, 2019 · Amount on File
Prior Sale	Sep 15, 2005
Deed Book / Page	5439 / 91
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3638 6TH ST, NORTH BEACH, MD 20714-9705
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	MASTERS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3638 6TH ST, NORTH BEACH, MD 20714-9705

Mortgage

Document Number	0058090474
Date	Jan 4, 2021
Book Page	5809/474

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2046

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 20, 2019
Property Address	3638 6TH ST, NORTH BEACH, MD 20714-9705
Document Number	0054390091
Book / Page	005439 / 000091
Instrument Date	Sep 12, 2019
Transaction Type	Transfer
Record Updated	Oct 4, 2019
Title Company	MARYLAND TRUST TITLE AND ESCROW LLC, MARYLAND TR TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$306.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3638 6TH ST NORTH BEACH MD 207149705, NORTH BEACH, MD 20714-9705

Mortgage

Document Number	54390097
Date	Sep 20, 2019
Book Page	005439/000097

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3638 6th St was $4,150 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$380,300	$401,700 Land $87,700 Building $314,000
2025	$4,150.00
2023	$3,362.00 Homeowner's exemption	$323,600	$369,600 Land $87,700 Building $281,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3638 6th St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 73 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	100 units insured incl. 27 condo units
Nearby Flood Claims	16 (2003–2024)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3638 6th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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