3637 Monte Carlo Dr, Oxnard, CA 93035 Property Records

Ventura County property record for 3637 Monte Carlo Dr, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,947 sqft · built 1993
Lot Size	0.166 acres (7,224 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Mar 2015)
Tax Bill	$7,827 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`185-0-131-145`

Property Details

APN / Parcel Number

Primary APN	`185-0-131-145`
Alternative APN	`1830150430`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,947 sqft Living Area
1st Floor Area	1,102 sqft
2nd Floor Area	845 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	7,224 sqft (0.166 acres)
Garage Area	629 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	84 sqft
Deck Area	150 sqft
Patio Area	150 sqft

Location & Zoning

Street Address	3637 MONTE CARLO DR
City	OXNARD
State	CA
Zip	93035-1310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1PD
Legal Description	TRACT: 444300 LOT: 64 REF: 120MR 18
Legal Subdivision	4443
Legal Tract	444300
Legal Block	131
Legal Lot Number	64
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2005
Census Tract	3613

Owner

Source: Ventura County assessment roll, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3637 MONTE CARLO DR, OXNARD, CA 93035-1310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2019	Deed of Trust, Mortgage · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Oct 22, 2020	Deed of Trust, Mortgage · VA Mortgage CELEBRITY HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 10, 2015 · Amount on Record
Deed Sale	Mar 10, 2015 · Amount on Record
Prior Sale	Jul 3, 2002 · Amount on Record
Deed Document Number	201534623
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3637 MONTE CARLO DR, OXNARD, CA 93035-1310
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000141457
Date	Nov 14, 2019
Instrument	20191114-00141457

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3637 MONTE CARLO DR, OXNARD, CA 93035-1310
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3637 MONTE CARLO DR, OXNARD, CA 93035-1310

Mortgage

Document Number	0000174480
Date	Oct 22, 2020
Instrument	20201022-00174480

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution
Address	VILLA PARK, IL 60181

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$643,581 (+2%) Land $418,637 Building $224,944
2025	$7,827.00 (+2.19%)	$630,962 (+4.04%) Land $410,428 Building $220,534
2024	$7,659.00 (+3.78%)
2023	$7,380.00 (+3.1%)	$606,462 Land $394,491 Building $211,971
2022	$7,158.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 843 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile USA, Verizon.

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