3637 Bedford Dr, North Beach, MD 20714 Property Records

Calvert County property record for 3637 Bedford Dr, North Beach, MD 20714

Property Summary

Property Type	Townhouse
Details	3 ba · 2,062 sqft · built 2011
Lot Size	0.04 acres (1,738 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (May 2024)
Tax Bill	$5,730 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-182576`

Property Details

APN / Parcel Number

Primary APN	`03-182576`
Alternative APN	`182576`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,062 sqft Total Area
Basement Area	690 sqft
Finished Basement	690 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,738 sqft (0.04 acres)
Garage Type	Basement
Garage Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	182576
Street Address	3637 BEDFORD DR
City	NORTH BEACH
State	MD
Zip	20714-5032
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-1
Legal Description	LT 42 PLAT 3 TOWNHOUSES AT SAN FRANCISCO ON THE BAY
Legal Subdivision	TOWNHOUSES AT SAN FRANCISCO ON BAY
Legal Lot Number	42
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3008
Census Tract	860404

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3637 BEDFORD DR, NORTH BEACH, MD 20714-5032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 12, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jun 8, 2020	Deed, Transfer · FHA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2024 · Amount on Record
Deed Sale	May 1, 2024 · Amount on Record
Prior Sale	Jun 8, 2020 · Amount on Record
Deed Book / Page	6562 / 74
Record Updated	Oct 29, 2026

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	May 1, 2024
Property Address	3637 BEDFORD DR, NORTH BEACH, MD 20714-5032
Document Number	0065620074
Book / Page	6562 / 74
Map Reference	MB KPS2FO223,224&228
Instrument Date	Apr 30, 2024
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	NOT AVAILABLE, BRENNAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3637 BEDFORD DR, NORTH BEACH, MD 20714-5032

Mortgage

Document Number	0000656282
Date	May 1, 2024
Instrument	6562/82

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3637 BEDFORD DR, NORTH BEACH, MD 20714-5032
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059590001
Date	May 12, 2021
Book Page	5959/1

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 8, 2020
Property Address	3637 BEDFORD DR, NORTH BEACH, MD 20714-5032
Document Number	0056080428
Book / Page	5608 / 428
Map Reference	MB KPS 2 FO 223-225
Instrument Date	May 12, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	CHAMPION TITLE & SETMNTS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$837.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3637 BEDFORD DR, NORTH BEACH, MD 20714-5032

Mortgage

Document Number	0005608435
Date	Jun 8, 2020
Instrument	5608/435

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Municipality	North Beach Town
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$426,533 (+20.59%)	$474,600 (+17.91%) Land $82,700 Building $391,900
2025	$5,730.00 (+28.65%)
2023	$4,454.00 Homeowner's exemption	$353,700	$402,500 Land $82,700 Building $319,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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