3636 Royal Rd, Vista, CA 92084 Property Records

San Diego County property record for 3636 Royal Rd, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,594 sqft · built 2006
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,051,000 (Oct 2018)
Tax Bill	$13,822 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`181-071-43-00`

Property Details

APN / Parcel Number

Primary APN	`181-071-43-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,594 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	50,094 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	3636 ROYAL RD
City	VISTA
State	CA
Zip	92084-6654
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PAR 1 TR PM16792
Legal Subdivision	PARCEL MAP NO 16792
Legal Tract	1016792
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1017
Census Tract	19208

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3636 ROYAL RD, VISTA, CA 92084-6654
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Sep 6, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION FCU
Mar 13, 2020	Deed of Trust, Mortgage CORNERSTONE HM LNDG
Oct 1, 2018	Grant Deed, Transfer CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2018 · Amount on Record
Deed Sale	Oct 1, 2018 · Amount on Record
Prior Sale	Jan 8, 2007 · Amount on Record
Deed Document Number	2018408107
Prior Transfer Date	Jan 9, 2003
Prior Transfer Doc	0001285269
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3636 ROYAL RD, VISTA, CA 92084-6654
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3636 ROYAL RD, VISTA, CA 92084-6654

Mortgage

Document Number	0000392320
Date	May 24, 2021
Instrument	2021-0392320

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3636 ROYAL RD, VISTA, CA 92084-6654
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3636 ROYAL RD, VISTA, CA 92084-6654

Mortgage

Document Number	0000239461
Date	Sep 6, 2024
Instrument	2024-0239461

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2039

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3636 ROYAL RD, VISTA, CA 92084-6654
Document Number	0000142011
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	Apr 6, 2020
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3636 ROYAL RD VISTA CA 920846654, VISTA, CA 92084-6654

Mortgage

Document Number	0000142011
Date	Mar 18, 2020
Instrument	142011

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 1, 2018
Property Address	3636 ROYAL RD, VISTA, CA 92084-6654
Document Number	0000408107
Instrument Date	Sep 7, 2018
Instrument	408107
Transaction Type	Transfer
Record Updated	Oct 9, 2018
Title Company	WFG TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,156.10
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3636 ROYAL RD VISTA CA 920846654, VISTA, CA 92084-6654

Mortgage

Document Number	408108
Date	Oct 1, 2018
Instrument	408108

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,195,587 (+2%) Land $540,466 Building $655,121
2025	$13,822.00 (+8.26%) Homeowner's exemption	$1,172,145 (+4.04%) Land $529,869 Building $642,276
2023	$12,768.00 (+0.25%) Homeowner's exemption	$1,126,632 Land $509,295 Building $617,337
2022	$12,736.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1998–1999)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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