3636 Mulberry Rd, Otto, NC 28763 Property Records

Macon County property record for 3636 Mulberry Rd, Otto, NC 28763

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 2,264 sqft · built 1979
Lot Size	9.89 acres (430,808 sqft)
Owner	Company Name on File
Last Sale	$435,000 (Dec 2018)
Tax Bill	$1,826 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6478649758`

Property Details

APN / Parcel Number

Primary APN	`6478649758`
Alternative APNs	`0712999` `143837`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,264 sqft Heated Area
1st Floor Area	1,896 sqft
Upper Floors Area	368 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Architectural Style	Rustic
Exterior Material	Logs
Foundation Type	Crossed Walls
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	430,808 sqft (9.89 acres)
Terrain	Rolling
View / Lot	Waterfront / Beach
Garage Area	896 sqft

Exterior Amenities

Porch	Slab
Porch Area	416 sqft
Deck Area	150 sqft
Patio Area	288 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	143837
Street Address	3636 MULBERRY RD
City	OTTO
State	NC
Zip	28763-9402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	ROAD 1104
Jurisdiction	MACON NC
Township / Civil Division	SMITHBRIDGE
Census Block Group	5
Census Block	5044
Census Tract	970700

Owner

3636 Mulberry Rd is owned by a company that bought it in December 2018.

Source: Macon County records, as of October 6, 2026

Owner of Record	Company Name on File
Mailing Address	3636 MULBERRY RD, OTTO, NC 28763-9402
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Sep 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Dec 28, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2018 · Amount on File
Deed Sale	Dec 28, 2018 · Amount on File
Deed Document Number	20188844
Deed Book / Page	38 / 426
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	3636 MULBERRY RD, OTTO, NC 28763-9402
Transaction Type	Mortgage
Record Updated	Mar 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3636 MULBERRY RD, OTTO, NC 28763-9402

Mortgage

Document Number	000K42/355
Date	Mar 3, 2023
Book Page	K-42/355
Instrument	2023001300

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	CORNELIA, GA 30531

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Feb 19, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	3636 MULBERRY RD, OTTO, NC 28763-9402
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00K39/1549
Date	Sep 10, 2019
Book Page	K-39/1549
Instrument	2019005942

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Dec 28, 2018
Property Address	3636 MULBERRY RD, OTTO, NC 28763-9402
Document Number	00Z38/0426
Book / Page	Z-38 / 0426
Instrument Date	Dec 28, 2018
Instrument	2018008844
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount on Record
Tax	$870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1560 BETTYS CREEK RD, RABUN GAP, GA 30568-1713

Tax Assessment & Valuation

The 2026 property tax bill for 3636 Mulberry Rd was $1,826.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,826.00	$503,290 Land $161,980 Building $341,310	$503,290 Land $161,980 Building $341,310
2025	$1,826.00
2023	$1,814.00	$441,590 Land $161,980 Building $279,610	$441,590 Land $161,980 Building $279,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3636 Mulberry Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3636 Mulberry Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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