Hamilton County property record for 3635 W 8th St, Cincinnati, OH 45205
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,720 sqft · built 1911 |
| Lot Size | 0.099 acres (4,312 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $116,500 (Dec 2021) |
| Tax Bill | $2,517 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 176-0020-0054-00 |
| Primary APN | 176-0020-0054-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,720 sqft Living Area |
| Gross Area | 2,416 sqft |
| 1st Floor Area | 696 sqft |
| 2nd Floor Area | 690 sqft |
| Attic | Attic |
| Attic Area | 334 sqft |
| Basement Area | 696 sqft |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 4,312 sqft (0.099 acres) |
| Lot Dimensions | 115 ft deep x 38 ft wide |
| Garage Area | 308 sqft |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 126 sqft |
| Deck Area | Deck Area |
| Patio Area | 240 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3635 W 8TH ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45205-2145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF2 |
| Legal Description | 3635 W EIGHTH ST 37.50 X 115 LOT 9 PT 8 PHILLIP KOCH |
| Legal Subdivision | KOCH PHILIP |
| Legal Lot Number | 9 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 9600 |
Source: Hamilton County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3635 W 8TH ST, CINCINNATI, OH 45205-2145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Dec 29, 2021 | Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2021 · Amount on Record |
| Deed Sale | Dec 29, 2021 · Amount on Record |
| Prior Sale | Jul 13, 1992 · Amount on Record |
| Deed Document Number | 2021155574 |
| Deed Book / Page | 14573 / 2438 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 11, 2026 |
| Property Address | 3635 W 8TH ST, CINCINNATI, OH 45205-2145 |
| Document Number | 0000065394 |
| Book / Page | 15726 / 603 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 202665394 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3635 W 8TH ST, CINCINNATI, OH 45205-2145 |
| Document Number | 0000065394, |
|---|---|
| Date | Aug 11, 2026 |
| Book Page | 15726/603 |
| Instrument | 202665394 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 28, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 29, 2021 |
| Property Address | 3635 W 8TH ST, CINCINNATI, OH 45205-2145 |
| Document Number | 0000155574 |
| Book / Page | 14573 / 2438 |
| Map Reference | CASE 4332 |
| Instrument Date | Dec 28, 2021 |
| Instrument | 2021-0155574 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | BUCKEYE LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $349.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3635 W 8TH ST, CINCINNATI, OH 45205-2145 |
| Document Number | 0000155575 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 2021-0155575 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,517.00 (+3.11%) | $40,775 (-) Land $2,590 Building $38,185 | $116,500 (-) Land $7,400 Building $109,100 |
| 2024 | $2,441.00 (-2.2%) | $40,775 (-) Land $2,590 Building $38,185 | |
| 2023 | $2,496.00 (+137.49%) | $40,775 (+166.64%) Land $2,590 Building $38,185 | $116,500 (+166.65%) Land $7,400 Building $109,100 |
| 2022 | $1,051.00 Homeowner's exemption | $15,292 Land $2,296 Building $12,996 | |
| 2020 | $43,690 Land $6,560 Building $37,130 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Mar 1997 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
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