Hamilton County property record for 3635 Occonechee Trl, Chattanooga, TN 37415
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,225 sqft · built 1955 |
| Lot Size | 0.306 acres (13,346 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $112,000 (Jun 2005) |
| Tax Bill | $1,036 (2025) |
| Deeds & Mortgages | Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 118B H 007 |
| Primary APN | 118B H 007 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,225 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,346 sqft (0.306 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000044097 |
|---|---|
| Street Address | 3635 OCCONECHEE TRL |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37415-4843 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 292 MANCHESTER PARK S/D PB 17 PG 77 |
| Legal Subdivision | MANCHESTER PARK |
| Legal Lot Number | 292 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 2 |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 10501 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
3635 Occonechee Trl is owned and occupied by two individuals who bought it in June 2005.
Source: Hamilton County records, as of January 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3635 OCCONECHEE TRL, CHATTANOOGA, TN 37415-4843 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2005 · Amount on File |
| Deed Sale | Jun 14, 2005 · Amount on File |
| Prior Sale | Jan 25, 2005 · Amount on File |
| Deed Document Number | 2005288 |
| Deed Book / Page | 7564 / 907 |
| Prior Transfer Date | Aug 28, 2003 |
| Prior Transfer Doc | 6841120 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 3635 OCCONECHEE TRL, CHATTANOOGA, TN 37415-4843 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000044 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 11211/938 |
| Instrument | 2017112700044 |
| Name | FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Dec 1, 2022 |
The 2025 property tax bill for 3635 Occonechee Trl was $1,036, up 19.2% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,036.00 (+19.22%) | $68,400 (+75.95%) | $273,600 (+75.95%) Land $80,000 Building $193,600 |
| 2024 | $869.00 | $38,875 (-) | $155,500 (-) Land $70,000 Building $85,500 |
| 2023 | $869.00 | $38,875 (-) | $155,500 (-) Land $70,000 Building $85,500 |
| 2022 | $869.00 | $38,875 | $155,500 Land $70,000 Building $85,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3635 Occonechee Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3635 Occonechee Trl is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures