3635 Hat St, Clinton, WA 98236 Property Records

Island County property record for 3635 Hat St, Clinton, WA 98236

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,756 sqft · built 1995
Lot Size	0.18 acres (7,847 sqft)
Owner	Individual Name on File
Last Sale	$313 (Mar 2026)
Tax Bill	$3,567 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Mar 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S8110-00-02020-0`

Property Details

APN / Parcel Number

Primary APN	`S8110-00-02020-0`
Alternative APN	`377327`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	1,756 sqft Living Area
Gross Area	2,284 sqft
1st Floor Area	720 sqft
Upper Floors Area	1,036 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Hardboard/Plywood
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	7,847 sqft (0.18 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	276 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	3635 HAT ST
City	CLINTON
State	WA
Zip	98236-9248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	SCAT HD 1 LOT 20 BLK 2
Legal Subdivision	SCAT HD 1
Legal Block	2
Legal Lot Number	20
Jurisdiction	ISLAND WA
Township / Civil Division	SOUTH WHIDBEY ISLAND
Census Block Group	3
Census Block	3001
Census Tract	972100

Owner

3635 Hat St is owned and occupied by an individual who bought it in March 2026.

Source: Island County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3635 HAT ST, CLINTON, WA 98236-9248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage BOEING EMPLOYEES CU
Mar 25, 2025	Deed of Trust, Mortgage · FHA Mortgage MORTGAGEPROS LLC
Mar 19, 2026	Intrafamily Transfer, Transfer · FHA Mortgage MORTGAGEPROS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2026 · Amount on File
Deed Sale	Mar 19, 2026 · Amount on File
Deed Document Number	20264598154
Prior Transfer Date	Feb 25, 2026
Prior Transfer Doc	0004598154
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	3635 HAT ST, CLINTON, WA 98236-9248
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004547217
Date	Jun 28, 2022
Instrument	4547217

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98168

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	3635 HAT ST, CLINTON, WA 98236-9248
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3635 HAT ST, CLINTON, WA 98236-9248

Mortgage

Document Number	0004583592
Date	Mar 25, 2025
Instrument	4583592

Lender

Name	MORTGAGEPROS LLC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ISLAND WA
Recording Date	Mar 19, 2026
Property Address	3635 HAT ST, CLINTON, WA 98236-9248
Document Number	0004598154
Map Reference	VOL 8 PG 3-5
Instrument Date	Feb 23, 2026
Instrument	4598154
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1653 CHAPARRAL ROAD, CLINTON, WA 98236

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3635 HAT ST, CLINTON, WA 98236-9248

Mortgage

Document Number	0004598155
Date	Mar 19, 2026
Instrument	4598155

Lender

Name	MORTGAGEPROS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	5%

Tax Assessment & Valuation

The 2026 property tax bill for 3635 Hat St was $3,567, up 10.5% from the year before.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,567.00 (+10.5%)
2025	$3,228.00	$449,828 Land $210,000 Building $239,828	$449,828 Land $210,000 Building $239,828
2023	$2,868.00	$455,881 (+7.17%) Land $210,000 Building $245,881	$455,881 (+7.17%) Land $210,000 Building $245,881
2022		$425,383 Land $200,000 Building $225,383	$425,383 Land $200,000 Building $225,383

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3635 Hat St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	14 (1996–2024)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Severe Storms, Flooding, Tidal Surge, Landslides, And Mudslides, Feb 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3635 Hat St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCATCHET HEAD WATER DISTRICT serves 900 people · EPA ID WA5376470
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Whidbey Telephone Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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