Hamilton County property record for 3635 Edwards Rd, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,900 sqft · built 1895 |
| Lot Size | 0.142 acres (6,186 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $486,000 (Jan 2024) |
| Tax Bill | $9,026 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Oct 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-0005-0034-00 |
| Primary APN | 041-0005-0034-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,900 sqft Living Area |
| Gross Area | 3,748 sqft |
| 1st Floor Area | 924 sqft |
| 2nd Floor Area | 976 sqft |
| Attic | Attic |
| Attic Area | 924 sqft |
| Basement Area | 924 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 6,186 sqft (0.142 acres) |
| Lot Dimensions | 148 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 414 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | Deck Area |
| Patio Area | 274 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3635 EDWARDS RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-1303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | 3635 EDWARDS RD 40 X 148.33 PT LOT 42 KINNEYS SUB |
| Legal Subdivision | KINNEYS SUB |
| Legal Lot Number | 42 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 5000 |
Source: Hamilton County records, as of March 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3635 EDWARDS RD, CINCINNATI, OH 45208-1303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Feb 18, 2026 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Oct 27, 2025 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Jan 30, 2024 | Joint Tenancy Deed, Transfer · Conventional Mortgage EAGLE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2024 · Amount on Record |
| Deed Sale | Jan 30, 2024 · Amount on Record |
| Prior Sale | Apr 14, 2011 · Amount on Record |
| Deed Document Number | 20246473 |
| Deed Book / Page | 15092 / 1174 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3635 EDWARDS RD, CINCINNATI, OH 45208-1303 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3635 EDWARDS RD, CINCINNATI, OH 45208-1303 |
| Document Number | 0000011833 |
|---|---|
| Date | Feb 18, 2026 |
| Book Page | 15605/355 |
| Instrument | 2026-0011833 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 6, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3635 EDWARDS RD, CINCINNATI, OH 45208-1303 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3635 EDWARDS RD, CINCINNATI, OH 45208-1303 |
| Document Number | 0000083174 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 15530/90 |
| Instrument | 2025-0083174 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELL, CA 95008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 30, 2024 |
| Property Address | 3635 EDWARDS RD, CINCINNATI, OH 45208-1303 |
| Document Number | 0000006473 |
| Book / Page | 15092 / 1174 |
| Map Reference | MB 13 PG 37 |
| Instrument Date | Jan 29, 2024 |
| Instrument | 2024-0006473 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2024 |
| Title Company | ACS TITLE AGENCY INC, CS TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $486.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3635 EDWARDS RD, CINCINNATI, OH 45208-1303 |
| Document Number | 0000006474 |
|---|---|
| Date | Jan 30, 2024 |
| Instrument | 2024-0006474 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,026.00 (+3.02%) | $146,535 (-) Land $71,656 Building $74,879 | $418,670 (-) Land $204,730 Building $213,940 |
| 2024 | $8,761.00 (-2.13%) | $146,535 (-) Land $71,656 Building $74,879 | |
| 2023 | $8,952.00 (+6.97%) | $146,535 (+19.21%) Land $71,656 Building $74,879 | $418,670 (+19.21%) Land $204,730 Building $213,940 |
| 2022 | $8,369.00 Homeowner's exemption | $122,917 Land $52,332 Building $70,585 | |
| 2020 | $351,190 Land $149,520 Building $201,670 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1997–2026) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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