3635 Canopy Cir, Naples, FL 34120 Property Records

Collier County property record for 3635 Canopy Cir, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	1,760 sqft · built 2015
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Jan 2026)
Tax Bill	$5,206 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`207520 273B35`

Property Details

APN / Parcel Number

Primary APN	`207520 273B35`
Alternative APN	`25225000763`

Interior

Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	1,760 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Masonry / Concrete Block
Lot Area	8,276 sqft (0.19 acres)
Deck Area	128 sqft

Location & Zoning

Street Address	3635 CANOPY CIR
City	NAPLES
State	FL
Zip	34120-0699
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANOPY LOT 27
Legal Range	26
Legal Township	48
Legal Section	35
Legal Subdivision	CANOPY
Legal Tract	207520
Legal Block	4
Legal Lot Number	27
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	4
Census Block	4000
Census Tract	10423

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3635 CANOPY CIR, NAPLES, FL 34120-0699
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CU
Aug 3, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2026 · Amount on Record
Deed Sale	Jan 21, 2026 · Amount on Record
Prior Sale	Aug 3, 2020 · Amount on Record
Deed Document Number	20266775900
Deed Book / Page	6546 / 2133
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 21, 2026
Property Address	3635 CANOPY CIR, NAPLES, FL 34120-0699
Document Number	0065462133
Book / Page	6546 / 2133
Map Reference	MB 53 PG 84
Instrument Date	Jan 15, 2026
Instrument	6775900
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2107 FREMONT AVE, NASHVILLE, TN 37216-2911

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3635 CANOPY CIR, NAPLES, FL 34120-0699

Mortgage

Document Number	0065462136
Date	Jan 21, 2026
Instrument	6546/2136

Lender

Name	SUNCOAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Apr 1, 2029
Change Frequency	3 Years
Min Rate At Change	3%
Max Rate At Change	6%
Index	3-Year CMT
Max Rate	9.5%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 3, 2020
Property Address	3635 CANOPY CIR, NAPLES, FL 34120-0699
Document Number	0057952541
Book / Page	005795 / 002541
Instrument Date	Jul 28, 2020
Instrument	5901824
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	ROSS TITLE AND ESCROW INC, ROSS TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3635 CANOPY CIR NAPLES FL 341200699, NAPLES, FL 34120-0699

Mortgage

Document Number	57952543
Date	Aug 3, 2020
Book Page	005795/002543
Instrument	5901825

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2050

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$475,802 (+5.53%) Land $166,378 Building $309,424	$475,802 (-4.82%) Land $166,378 Building $309,424
2025	$5,206.00 (+7.67%)	$450,867 (+21%)	$499,872 (-8.42%) Land $219,542 Building $280,330
2023	$4,835.00 (+9.39%)	$372,617 (+1%)	$545,840 (+22.54%) Land $196,020 Building $349,820
2022	$4,420.00	$338,743	$445,437 Land $74,095 Building $371,342

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 102 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	102 in force
Nearby Flood Claims	5 (2017–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Hotwire Communications, T-Mobile, Xfinity.

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