3635 Bermuda Cir, Augusta, GA 30909 Property Records

Augusta-Richmond County Consolidated Government property record for 3635 Bermuda Cir, Augusta, GA 30909

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,040 sqft · built 1971
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$282,000 (Apr 2026)
Tax Bill	$3,043 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Dec 2025 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031-3-049-00-0`

Property Details

APN / Parcel Number

Primary APN	`031-3-049-00-0`
Alternative APNs	`17585` `11103`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,040 sqft Gross Area
1st Floor Area	1,368 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	155 ft deep x 116 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3635 BERMUDA CIR
City	AUGUSTA
State	GA
Zip	30909-2672
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	KINGSTON (02C00) 018-E
Legal Subdivision	KINGSTON
Legal Block	E
Legal Lot Number	18
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	1
Census Block	1013
Census Tract	10203

Owner

Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3635 BERMUDA CIR, AUGUSTA, GA 30909-2672
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Warranty Deed, Transfer · Commercial Mortgage TRIAD BANK
Dec 8, 2025	Trustee's Deed, Foreclosure · Conventional Mortgage MAUCH TREVOR
Jan 27, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Prior Sale	Dec 8, 2025 · Amount on Record
Deed Document Number	202615384
Deed Book / Page	2011 / 909
Prior Transfer Date	Dec 4, 2025
Prior Transfer Doc	0019941755
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND GA
Recording Date	Apr 14, 2026
Property Address	3635 BERMUDA CIR, AUGUSTA, GA 30909-2672
Document Number	0000015384
Book / Page	2011 / 909
Instrument Date	Mar 23, 2026
Instrument	202615384
Transaction Type	Transfer
Record Updated	Jul 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3635 BERMUDA CIR, AUGUSTA, GA 30909-2672

Mortgage

Document Number	0000015385,
Date	Apr 14, 2026
Book Page	2011/911
Instrument	202615385

Lender

Name	TRIAD BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 1, 2031

Interest

Rate	6.01%
Max Rate	-1%

December 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	RICHMOND GA
Recording Date	Dec 8, 2025
Property Address	3635 BERMUDA CIR, AUGUSTA, GA 30909-2672
Document Number	0019941755
Book / Page	1994 / 1755
Instrument Date	Dec 4, 2025
Transaction Type	Foreclosure
Record Updated	Mar 9, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 WEST AVE, NORTH AUGUSTA, SC 29841-3620
Investor	Possibly a Property Investor

Mortgage

Document Number	0019941757
Date	Dec 8, 2025
Instrument	1994/1757

Lender

Name	MAUCH TREVOR

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	1 Months
Due	Jan 1, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHMOND GA
Recording Date	Jan 27, 2021
Property Address	3635 BERMUDA CIR, AUGUSTA, GA 30909-2672
Document Number	0017621145
Book / Page	001762 / 001145
Instrument Date	Jan 15, 2021
Transaction Type	Transfer
Record Updated	Feb 10, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3635 BERMUDA CIR W AUGUSTA GA 309092672, AUGUSTA, GA 30909-2672

Tax Assessment & Valuation

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,043.00 (+178.15%)
2025	$1,094.00 (+27.65%)	$91,636 (+8.31%) Land $12,880 Building $78,756	$229,090 (+8.31%) Land $32,200 Building $196,890
2023	$857.00 (-6.75%) Senior Citizen's exemption Additional exemption filed	$84,604 (+34.05%) Land $12,880 Building $71,724	$211,510 (+34.05%) Land $32,200 Building $179,310
2022	$919.00	$63,112 Land $12,880 Building $50,232	$157,780 Land $32,200 Building $125,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1980–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Oct 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.5% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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