3635 Ash St, North Bend, OR 97459 Property Records

Coos County property record for 3635 Ash St, North Bend, OR 97459

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,724 sqft · built 2007
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Nov 2018)
Tax Bill	$5,643 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25S13W21AC0960500`

Property Details

APN / Parcel Number

Primary APN	`25S13W21AC0960500`
Alternative APNs	`25 S 13 W 21 AC 9605` `07805400` `7805400`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,724 sqft Living Area
1st Floor Area	2,340 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2018
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Porch	Covered Porch
Deck Area	81 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	7805400
Street Address	3635 ASH ST
City	NORTH BEND
State	OR
Zip	97459-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Range	13W
Legal Township	25S
Legal Section	21
Legal Subdivision	MAST BRIDGEVIEW ESTATES
Legal Lot Number	7
Jurisdiction	COOS OR
Township / Civil Division	COOS BAY
Census Block Group	3
Census Block	3005
Census Tract	402

Owner

3635 Ash St is owned and occupied by two individuals who bought it in November 2018.

Source: Coos County records, as of May 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3635 ASH ST, NORTH BEND, OR 97459-1105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit U S BANK N A
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Nov 8, 2018	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jul 27, 2017	Warranty Deed, Transfer · ARM SOFI LENDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2018 · Amount on File
Deed Sale	Nov 8, 2018 · Amount on File
Prior Sale	Jul 27, 2017 · Amount on File
Deed Document Number	201810807
Prior Transfer Date	Mar 18, 2015
Prior Transfer Doc	201502199
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOS OR
Recording Date	May 12, 2026
Property Address	3635 ASH ST, NORTH BEND, OR 97459-1105
Document Number	0000003239
Instrument Date	Apr 25, 2026
Instrument	20263239
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3635 ASH ST, NORTH BEND, OR 97459-1105

Mortgage

Document Number	0000003239,
Date	May 12, 2026
Instrument	20263239

Lender

Name	U S BANK N A

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2056

Interest

Rate	6.38%
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOS OR
Property Address	3635 ASH ST, NORTH BEND, OR 97459-1105
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	TICOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202005314
Date	Jun 8, 2020
Instrument	2020-05314

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOS OR
Recording Date	Nov 8, 2018
Property Address	3635 ASH ST, NORTH BEND, OR 97459-1105
Document Number	201810807
Instrument Date	Nov 7, 2018
Instrument	2018-10807
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	TRICO TITLE COMPANY, TICOR TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3635 ASH ST, NORTH BEND, OR 97459-1105

Mortgage

Document Number	201810808
Date	Nov 8, 2018
Instrument	2018-10808

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	42 Months
Due	May 14, 2022

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOS OR
Recording Date	Jul 27, 2017
Property Address	3635 ASH ST, NORTH BEND, OR 97459-1105
Document Number	201707111
Instrument Date	Jul 18, 2017
Instrument	2017-07111
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2524 ASH ST, NORTH BEND, OR 97459-1639

Mortgage

Document Number	201707112
Date	Jul 27, 2017
Instrument	2017-07112

Lender

Name	SOFI LENDING CORP
Type	Lending Institution
Address	HEALDSBURG, CA 95448

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

The 2025 property tax bill for 3635 Ash St was $5,643, down 0.9% from the year before.

Source: Coos County assessment roll, as of November 12, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Coos County
Municipality	North Bend City
Unified School District	North Bend School District 13 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,643.00 (-0.93%)	$381,320 (+3%)	$705,330 (+2.47%) Land $121,380 Building $583,950
2024	$5,696.00 (+3.02%)	$370,220 (+3%)	$688,320 (-6.68%) Land $121,380 Building $566,940
2023	$5,529.00 (+1.1%)	$359,440 (+3%)	$737,620 (+17.32%) Land $121,380 Building $616,240
2022	$5,469.00	$348,980	$628,710 Land $106,470 Building $522,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3635 Ash St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 6, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3635 Ash St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COOS BAY NORTH BEND WTR BRD serves 34,500 people · EPA ID OR4100205
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: DFN.

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