3635 120th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 3635 120th St, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,985 sqft · built 2022
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Tax Bill	$6,188 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Nov 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R336527`

Property Details

APN / Parcel Number

Primary APN	`R336527`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,985 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3635 120TH ST
City	LUBBOCK
State	TX
Zip	79423-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HATTON PLACE L 193
Legal Subdivision	HATTON PLACE
Legal Lot Number	1930
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1009
Census Tract	10512

Owner

3635 120th St is owned and occupied by an individual who acquired it in June 2022.

Source: Lubbock County records, as of February 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3635 120TH ST, LUBBOCK, TX 79423-2603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Line of Credit CITY BANK
Nov 10, 2021	Deed of Trust, Mortgage · Construction Mortgage CITY BANK
Jun 2, 2022	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage TEXAS TECH FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2022
Deed Sale	Jun 2, 2022
Deed Document Number	2022027131
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	3635 120TH ST, LUBBOCK, TX 79423-2603
Transaction Type	Mortgage
Record Updated	Mar 18, 2024
Title Company	SERVICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030937
Date	Jun 21, 2021
Instrument	2021030937

Lender

Name	CITY BANK
Type	Bank
Address	LUBBOCK, TX 79408

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jun 18, 2022

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	3635 120TH ST, LUBBOCK, TX 79423-2603
Transaction Type	Mortgage
Record Updated	Mar 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057937
Date	Nov 10, 2021
Instrument	2021057937

Lender

Name	CITY BANK
Type	Bank
Address	LUBBOCK, TX 79408

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	7 Months
Due	Jun 18, 2022

Interest

Rate Type	Adjustable Rate

June 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jun 2, 2022
Property Address	3635 120TH ST, LUBBOCK, TX 79423-2603
Document Number	0000027131
Map Reference	DOC 2020018718
Instrument Date	Jun 1, 2022
Instrument	2022027131
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 18, 2024
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3635 120TH ST, LUBBOCK, TX 79423-2603

Mortgage

Document Number	0000027132
Date	Jun 2, 2022
Instrument	2022027132

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3635 120th St was $6,188 with a homeowner's exemption, down 7.1% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,188.00 (-7.06%) Homeowner's exemption	$378,064 Land $46,800 Building $331,264	$378,064 Land $46,800 Building $331,264
2024	$6,658.00 (+2.37%)
2023	$6,504.00 (+768.36%) Homeowner's exemption	$364,680 Land $46,800 Building $317,880	$364,680 Land $46,800 Building $317,880
2022	$749.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3635 120th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3635 120th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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