Albemarle County property record for 3634 Twin Creeks Rd, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,696 sqft · built 1973 |
| Lot Size | 13.3 acres (582,397 sqft) |
| Owner | Individual Name on File |
| Last Sale | $616,000 (Aug 2014) |
| Tax Bill | $8,281 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05700-00-00-073C3 |
| Primary APN | 05700-00-00-073C3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,696 sqft Finished Area |
| Basement Area | 1,929 sqft |
| Finished Basement | 1,929 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 582,397 sqft (13.3 acres) |
| View / Lot | Flood Plain/Flood Zone |
| Garage Area | 554 sqft |
| Deck Area | 176 sqft |
| Patio Area | 990 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 3634 TWIN CREEKS RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-6350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL AREA |
| Legal Description | ACREAGE E |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SAMUEL MILLER |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 11000 |
3634 Twin Creeks Rd is owned and occupied by an individual who bought it in August 2014.
Source: Albemarle County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3634 TWIN CREEKS RD, CHARLOTTESVILLE, VA 22901-6350 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2014 · Amount on File |
| Deed Sale | Aug 5, 2014 · Amount on File |
| Deed Document Number | 20147549 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 3634 TWIN CREEKS RD, CHARLOTTESVILLE, VA 22901-6350 |
| Document Number | 0000018340 |
| Instrument Date | Dec 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3634 TWIN CREEKS RD CHARLOTTESVILLE VA 229016350, CHARLOTTESVILLE, VA 22901-6350 |
| Document Number | 0000018340 |
|---|---|
| Date | Dec 17, 2020 |
| Book Page | 005445/000210 |
| Instrument | 18340 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 16, 2035 |
The 2026 property tax bill for 3634 Twin Creeks Rd was $8,281, up 3.1% from the year before.
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,281.00 (+3.14%) | $926,300 (+3.14%) Land $406,300 Building $520,000 | $926,300 (+3.14%) Land $406,300 Building $520,000 |
| 2025 | $8,029.00 | $898,100 Land $394,900 Building $503,200 | $898,100 Land $394,900 Building $503,200 |
| 2023 | $6,975.00 | $816,800 Land $383,900 Building $432,900 | $816,800 Land $383,900 Building $432,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3634 Twin Creeks Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3634 Twin Creeks Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 940 / 940 |
May also be available: Xfinity.
4G LTE (outdoors only), no 5G reported
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