3634 Summerfield Dr, Spring Valley, CA 91977 Property Records

San Diego County property record for 3634 Summerfield Dr, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,306 sqft · built 1988
Lot Size	0.248 acres (10,790 sqft)
Owner	2 Individual Names on File
Last Sale	$670,000 (Apr 2020)
Tax Bill	$9,389 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`504-372-03-00`

Property Details

APN / Parcel Number

Primary APN	`504-372-03-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,306 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	10,790 sqft (0.248 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3634 SUMMERFIELD DR
City	SPRING VALLEY
State	CA
Zip	91977-2849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 8 TR 011341
Legal Subdivision	SAN DIEGO 4458-1
Legal Tract	011341
Legal Block	1
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	13702

Owner

3634 Summerfield Dr is owned and occupied by two individuals who bought it in April 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3634 SUMMERFIELD DR, SPRING VALLEY, CA 91977-2849
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2017	Deed of Trust, Mortgage · Line of Credit UNIVERSITY & STATE EMPLOYEES CU
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Apr 10, 2020	Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2020 · Amount on File
Deed Sale	Apr 10, 2020 · Amount on File
Prior Sale	Oct 31, 2001 · Amount on File
Deed Document Number	2020184671
Prior Transfer Date	Sep 28, 2005
Prior Transfer Doc	0000897791
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3634 SUMMERFIELD DR, SPRING VALLEY, CA 91977-2849
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010447
Date	Jan 9, 2017
Instrument	2017-0010447

Lender

Name	UNIVERSITY & STATE EMPLOYEES CU
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 8, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3634 SUMMERFIELD DR, SPRING VALLEY, CA 91977-2849
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3634 SUMMERFIELD DR, SPRING VALLEY, CA 91977-2849

Mortgage

Document Number	0000003745
Date	Jan 5, 2021
Instrument	2021-0003745

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 10, 2020
Property Address	3634 SUMMERFIELD DR, SPRING VALLEY, CA 91977-2849
Document Number	0000184671
Instrument Date	Mar 26, 2020
Instrument	184671
Transaction Type	Transfer
Record Updated	Apr 27, 2020
Title Company	NETCO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$737.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3634 SUMMERFIELD DR SPRING VALLEY CA 919772849, SPRING VALLEY, CA 91977-2849

Mortgage

Document Number	184672
Date	Apr 10, 2020
Instrument	184672

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3634 Summerfield Dr was $9,389.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$747,393 (+2%) Land $334,654 Building $412,739
2025	$9,389.00	$732,740 Land $328,093 Building $404,647
2023	$8,802.00 (+1.44%)	$704,288 Land $315,353 Building $388,935
2022	$8,677.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3634 Summerfield Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 units insured incl. 19 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3634 Summerfield Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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