Flagler County property record for 3634 S Central Ave, Flagler Beach, FL 32136
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,380 sqft · built 1986 |
| Lot Size | 0.035 acres (1,568 sqft) |
| Owner | Individual Name on File |
| Last Sale | $154,500 (Oct 2016) |
| Tax Bill | $575 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-12-32-4981-00000-0080 |
| Primary APN | 29-12-32-4981-00000-0080 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,380 sqft Heated Area |
| Gross Area | 1,629 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Roof Material | Metal |
| Lot Area | 1,568 sqft (0.035 acres) |
| Driveway | Driveway |
| Driveway Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3634 S CENTRAL AVE |
|---|---|
| City | FLAGLER BEACH |
| State | FL |
| Zip | 32136-4117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM HAVEN SUBDIVISION PB 27 P 20, LOT 8 BLDG 6 LOT 8 OR 277 PG 870 OR 704 PG 725 OR 860 PG 1169-SA OR 949 PG 506 AND 14.67' |
| Legal Range | 32E |
| Legal Township | 12S |
| Legal Section | 29 |
| Legal Subdivision | PALM HAVEN SUBDIVISION |
| Legal Lot Number | 8 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 60302 |
3634 S Central Ave is owned and occupied by an individual who bought it in October 2016.
Source: Flagler County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3634 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2016 · Amount on File |
| Deed Sale | Oct 4, 2016 · Amount on File |
| Prior Sale | Jun 27, 2003 |
| Deed Document Number | 2016032278 |
| Deed Book / Page | 2161 / 0027 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3634 S Central Ave was $575 with a homeowner's exemption.
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Flagler Beach City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $575.00 Homeowner's exemption | $66,248 | $98,951 Land $57,500 Building $41,451 |
| 2023 | $560.00 (-67.31%) Homeowner's exemption | $62,540 (-51.61%) | $96,719 (-52.44%) Land $57,500 Building $39,219 |
| 2022 | $1,713.00 Homeowner's exemption | $129,254 | $203,378 Land $57,500 Building $145,878 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3634 S Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 258 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 589 units insured incl. 331 condo units |
| Nearby Flood Claims | 316 (1982–2024) |
| Claims Outside the SFHA | 54 of 316 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3634 S Central Ave is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures