Warren County property record for 3634 Riverside Dr, Mason, OH 45040
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,540 sqft · built 2012 |
| Lot Size | 0.358 acres (15,581 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $344,500 (Oct 2012) |
| Tax Bill | $7,586 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-19-155-035-0 |
| Primary APN | 12-19-155-035-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,540 sqft Living Area |
| Gross Area | 5,102 sqft |
| 1st Floor Area | 595 sqft |
| 2nd Floor Area | 1,514 sqft |
| Basement Area | 917 sqft |
| Finished Basement | 917 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 15,581 sqft (0.358 acres) |
| Garage Type | Attached |
| Garage Area | 562 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1135505 |
|---|---|
| Street Address | 3634 RIVERSIDE DR |
| City | MASON |
| State | OH |
| Zip | 45040-2634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARMELLE 3 LOT 125 |
| Legal Subdivision | CARMELLE 3 |
| Legal Block | 505 |
| Legal Lot Number | 125 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | MASON |
| Census Block Group | 2 |
| Census Block | 2084 |
| Census Tract | 32100 |
3634 Riverside Dr is owned and occupied by two individuals who bought it in October 2012.
Source: Warren County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3634 RIVERSIDE DR, MASON, OH 45040-2634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 10, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Mar 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| May 10, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Mar 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Feb 18, 2017 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2012 · Amount on File |
| Deed Sale | Oct 24, 2012 · Amount on File |
| Prior Sale | Mar 24, 2011 · Amount on File |
| Deed Document Number | 2012890436 |
| Deed Book / Page | 5672 / 536 |
| Prior Transfer Date | Jun 25, 2012 |
| Prior Transfer Doc | 0055840375 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 3634 RIVERSIDE DR, MASON, OH 45040-2634 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3634 RIVERSIDE DR, MASON, OH 45040-2634 |
| Document Number | 0000021920 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 2021-021920 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 20, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 3634 RIVERSIDE DR, MASON, OH 45040-2634 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000010011 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 2021-010011 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 3634 RIVERSIDE DR, MASON, OH 45040-2634 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3634 RIVERSIDE DR, MASON, OH 45040-2634 |
| Document Number | 2021021920 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 2021-021920 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 20, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 3634 RIVERSIDE DR, MASON, OH 45040-2634 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021010011 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 2021-010011 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 3634 RIVERSIDE DR, MASON, OH 45040-2634 |
| Document Number | 0000009019 |
| Instrument Date | Feb 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3634 RIVERSIDE DR MASON OH 450402634, MASON, OH 45040-2634 |
| Document Number | 0000009019 |
|---|---|
| Date | Mar 24, 2017 |
| Instrument | 9019 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 23, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3634 Riverside Dr was $7,586, down 0.5% from the year before.
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| Municipality | Mason City |
| Unified School District | Mason City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,586.00 (-0.49%) | $187,840 Land $33,950 Building $153,890 | $536,690 Land $97,000 Building $439,690 |
| 2024 | $7,623.00 (+12.83%) | ||
| 2023 | $6,756.00 (+1.3%) Homeowner's exemption | $140,637 (-) Land $32,998 Building $107,639 | |
| 2022 | $6,669.00 Homeowner's exemption | $140,637 Land $32,998 Building $107,639 | $401,820 (-) Land $94,280 Building $307,540 |
| 2021 | $401,820 Land $94,280 Building $307,540 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3634 Riverside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3634 Riverside Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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