Lubbock County property record for 3634 Ridgely, Lubbock, TX 79407
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,762 sqft · built 2015 |
| Lot Size | 0.137 acres (5,977 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,419 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Mar 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R324531 |
| Primary APN | R324531 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,762 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,977 sqft (0.137 acres) |
| Garage Area | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3634 RIDGELY |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79407-1118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILWAUKEE RIDGE L 270 |
| Legal Subdivision | MILWAUKEE RIDGE |
| Legal Lot Number | 2700 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 10419 |
3634 Ridgely is owner-occupied and held in a trust since November 2025.
Source: Lubbock County records, as of February 19, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1001 W SEARS AVE, ARTESIA, NM 88210-2634 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 20, 2025 | Vendor's Lien, Transfer · Conventional Mortgage TEXAS TECH FCU |
| Mar 19, 2024 | Vendor's Lien, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 9, 2021 | Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK |
| Jun 10, 2020 | Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2025 |
| Deed Sale | Nov 20, 2025 |
| Prior Sale | Mar 19, 2024 |
| Deed Document Number | 2025045374 |
| Record Updated | Jun 8, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Nov 20, 2025 |
| Property Address | 3634 RIDGELY, LUBBOCK, TX 79407-1118 |
| Document Number | 0000045374 |
| Map Reference | DOC 2014014338 |
| Instrument Date | Nov 16, 2025 |
| Instrument | 2025045374 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Title Company | SERVICE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1001 W SEARS AVE, ARTESIA, NM 88210-2634 |
| Document Number | 0000045375 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | 2025045375 |
| Name | TEXAS TECH FCU |
|---|---|
| Type | Credit Union |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Mar 19, 2024 |
| Property Address | 3634 RIDGELY, LUBBOCK, TX 79407-1118 |
| Document Number | 0000011170 |
| Map Reference | DOC 2014014338 |
| Instrument Date | Mar 14, 2024 |
| Instrument | 2024011170 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2024 |
| Title Company | SERVICE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3634 RIDGELY, LUBBOCK, TX 79407-1118 |
| Document Number | 0000011171 |
|---|---|
| Date | Mar 19, 2024 |
| Instrument | 2024011171 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 3634 RIDGELY, LUBBOCK, TX 79407-1118 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000034992 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 2021034992 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79424 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Jun 10, 2020 |
| Property Address | 3634 RIDGELY, LUBBOCK, TX 79407-1118 |
| Document Number | 0000023078 |
| Map Reference | FILE 2014014338 |
| Instrument Date | Jun 9, 2020 |
| Instrument | 2020023078 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | HUB CITY TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3634 RIDGELY, LUBBOCK, TX 79407-1118 |
| Document Number | 0000023079 |
|---|---|
| Date | Jun 10, 2020 |
| Instrument | 2020023079 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 3634 Ridgely was $3,419 with a homeowner's exemption, down 32.6% from the year before.
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Frenship Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,419.00 (-32.56%) Homeowner's exemption | $244,709 Land $17,931 Building $226,778 | $244,709 Land $17,931 Building $226,778 |
| 2024 | $5,070.00 (-1.11%) | ||
| 2023 | $5,127.00 (+4.65%) | $244,878 Land $17,931 Building $226,947 | $244,878 Land $17,931 Building $226,947 |
| 2022 | $4,899.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3634 Ridgely in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3634 Ridgely is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Metronet Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Telespan Fixed Wireless | 100 / 40 |
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