3634 Ocean Dr, Vero Beach, FL 32963 Property Records

Indian River County property record for 3634 Ocean Dr, Vero Beach, FL 32963

Property Summary

Property Type	Boarding House, Apartment Hotel
Details	4,772 sqft · built 2002
Lot Size	0.59 acres (25,700 sqft)
Owner	Company Name on Record
Last Sale	$3,600,000 (Oct 2021)
Tax Bill	$41,190 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`32-40-31-00007-0190-00009.0`

Property Details

APN / Parcel Number

Primary APN	`32-40-31-00007-0190-00009.0`
Alternative APN	`58106`

Interior

Building Area	4,772 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	25,700 sqft (0.59 acres)
Lot Dimensions	291 ft deep x 75 ft wide
View / Lot	Ocean

Location & Zoning

Street Address	3634 OCEAN DR
City	VERO BEACH
State	FL
Zip	32963-1624
Property Category	Commercial
Property Type	Commercial > Retail > Boarding House, Apartment Hotel
Local Zoning Code	R-1A
Legal Description	VEROMAR PLAT 3 PBI 1-99 BLK 19 LOT 9 LESS AND EXCEPT THE SLY 25 FT THEREOF
Legal Range	40E
Legal Township	32S
Legal Section	31
Legal Subdivision	VEROMAR
Legal Block	19
Legal Lot Number	9
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1001
Census Tract	50505

Owner

Source: Indian River County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3325 OCEAN DR, VERO BEACH, FL 32963-1959
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Line of Credit TOLLESON PRIVATE BANK
Oct 20, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Prior Sale	May 28, 2015 · Amount on Record
Deed Document Number	202173163
Deed Book / Page	3475 / 566
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Recording Date	Aug 12, 2026
Property Address	3634 OCEAN DR, VERO BEACH, FL 32963-1624
Document Number	0000038567
Book / Page	3881 / 1300
Instrument Date	Aug 11, 2026
Instrument	202638567
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	514 BAY DR, VERO BEACH, FL 32963-2107

Mortgage

Document Number	0000038567,
Date	Aug 12, 2026
Book Page	3881/1300
Instrument	202638567

Lender

Name	TOLLESON PRIVATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Aug 11, 2028

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Oct 20, 2021
Property Address	3634 OCEAN DR, VERO BEACH, FL 32963-1624
Document Number	0034750566
Book / Page	3475 / 566
Map Reference	MB 1 PG 99
Instrument Date	Oct 20, 2021
Instrument	3120210073163
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$25,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8385 CALAMANDREN WAY, 8385, VERO BEACH, FL 32963-4234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3325 OCEAN DR, VERO BEACH, FL 32963-1959

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$41,190.00 (-11.05%)	$2,593,889 (-12.96%) Land $2,590,375 Building $3,514	$2,593,889 (-12.96%) Land $2,590,375 Building $3,514
2023	$46,308.00 (-0.2%)	$2,980,209 (+0.02%) Land $2,977,656 Building $2,553	$2,980,209 (+0.02%) Land $2,977,656 Building $2,553
2022	$46,401.00	$2,979,735 Land $2,977,656 Building $2,079	$2,979,735 Land $2,977,656 Building $2,079

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 200 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	603 units insured incl. 403 condo units
Nearby Flood Claims	76 (1984–2024)
Claims Outside the SFHA	41 of 76
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Hurricane Frances, Sep 2004 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: East Creek Networks, Hotwire Communications.

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