3634 7th St, North Beach, MD 20714 Property Records

Calvert County property record for 3634 7th St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,380 sqft · built 2021
Lot Size	0.06 acres (2,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (May 2024)
Tax Bill	$4,819 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-046567`

Property Details

APN / Parcel Number

Primary APN	`03-046567`
Alternative APNs	`3046567` `046567`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,380 sqft Total Area
Basement Area	586 sqft
Finished Basement	586 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,625 sqft (0.06 acres)
Porch	Slab
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	046567
Street Address	3634 7TH ST
City	NORTH BEACH
State	MD
Zip	20714-9769
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 7 BLK 58 NORTH CHES BEACH
Legal Subdivision	NORTH CHESAPEAKE BEACH
Legal Block	58
Legal Lot Number	7
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1011
Census Tract	860404

Owner

Source: Calvert County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3634 7TH ST, NORTH BEACH, MD 20714-9769
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2024	Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP
Jun 24, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 23, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 28, 2017	Deed, Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2024 · Amount on Record
Deed Sale	May 3, 2024 · Amount on Record
Prior Sale	Feb 28, 2017 · Amount on Record
Deed Book / Page	6562 / 414
Prior Transfer Date	Mar 10, 2011
Prior Transfer Doc	0038280308
Record Updated	Jun 8, 2026

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	May 3, 2024
Property Address	3634 7TH ST, NORTH BEACH, MD 20714-9769
Document Number	0065620414
Book / Page	6562 / 414
Map Reference	MB GWD 8 FO 305
Instrument Date	Apr 30, 2024
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	NOT AVAILABLE, TITLEMAX LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3634 7TH ST, NORTH BEACH, MD 20714-9769

Mortgage

Document Number	0006562421
Date	May 3, 2024
Instrument	6562/421

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3634 7TH ST, NORTH BEACH, MD 20714-9769
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056250263
Date	Jun 24, 2020
Book Page	5625/263

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Mar 1, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3634 7TH ST, NORTH BEACH, MD 20714-9769
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053100292
Date	Jan 23, 2019
Book Page	5310/292

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Feb 28, 2017
Property Address	3634 7TH ST, NORTH BEACH, MD 20714-9769
Document Number	0049500030
Book / Page	4950 / 030
Map Reference	MB GWD8 FO305
Instrument Date	Feb 10, 2017
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	LAKESIDE TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3634 7TH ST, NORTH BEACH, MD 20714-9769

Mortgage

Document Number	0000495038
Date	Feb 28, 2017
Instrument	4950/38

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,819.00 (+25.43%)	$426,000 (+15.2%) Land $82,400 Building $343,600	$426,000 (-) Land $82,400 Building $343,600
2023	$3,842.00	$369,800	$426,000 Land $82,400 Building $343,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 73 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	100 units insured incl. 27 condo units
Nearby Flood Claims	16 (2003–2024)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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