3633 S Spruce Ave, White Cloud, MI 49349 Property Records

Newaygo County property record for 3633 S Spruce Ave, White Cloud, MI 49349

Property Summary

Property Type	Mobile Home
Details	2.5 ba · 1,512 sqft
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$136,000 (Jul 2018)
Tax Bill	$2,568 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-28-400-009`

Property Details

APN / Parcel Number

Primary APN	`15-28-400-009`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft

Exterior

Architectural Style	Mobile/Manufactured
Lot Area	435,600 sqft (10 acres)
Garage Area	1,344 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3633 S SPRUCE AVE
City	WHITE CLOUD
State	MI
Zip	49349-8582
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	LOCAL ZONE
Legal Description	PART OF N1/2 SE1/4 COM AT E 1/4 COR TH S0D 24'46W 331.35 FT, N89D 50'57W 1314.74 FT, N0D 18'56E 331.35 FT, S89
Legal Range	12W
Legal Township	13N
Legal Section	28
Legal Lot Number	G
Jurisdiction	NEWAYGO MI
Township / Civil Division	EVERETT
Census Block Group	3
Census Block	3023
Census Tract	970700

Owner

Source: Newaygo County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12462 S MASON DR, GRANT, MI 49327-9661
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2018 · Amount on Record
Deed Sale	Jul 11, 2018 · Amount on Record
Deed Book / Page	470 / 4774
Prior Transfer Date	Dec 31, 2003
Prior Transfer Doc	0405000283
Record Updated	Sep 20, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWAYGO MI
Recording Date	Jul 11, 2018
Property Address	3633 S SPRUCE AVE, WHITE CLOUD, MI 49349-8582
Document Number	00470/4774
Book / Page	470 / 4774
Instrument Date	Jul 9, 2018
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12462 S MASON DR, GRANT, MI 49327-9661

Mortgage

Document Number	0000000470/0000004778
Date	Jul 11, 2018
Book Page	0000000470/0000004778

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Newaygo County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Newaygo County
County Subdivision	Everett Township
Unified School District	White Cloud Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,700 (+53.29%)	$251,400 (+53.29%)
2025	$2,568.00 (+10.59%)
2023		$82,000	$164,000
2022	$2,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 88% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000