Saginaw County property record for 3633 N Thomas Rd, Freeland, MI 48623
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,536 sqft · built 1957 |
| Lot Size | 0.405 acres (17,642 sqft) |
| Owner | Individual Name on File |
| Last Sale | $87,500 (Sep 2015) |
| Tax Bill | $2,670 (2025) |
| Deeds & Mortgages | May 2019 Loan Modification Apr 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-12-3-09-1024-000 |
| Primary APN | 28-12-3-09-1024-000 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 1,536 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,642 sqft (0.405 acres) |
| Lot Dimensions | 147 ft deep x 120 ft wide |
| Garage Area | 940 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 35 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3633 N THOMAS RD |
|---|---|
| City | FREELAND |
| State | MI |
| Zip | 48623-8868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | E 180 FT OF S 120 FT OF N 450 FT OF SE 1/4 OF NE 1/4 0.50 ACRE SEC 09 T12N R3E |
| Legal Range | 03E |
| Legal Township | 12N |
| Legal Section | 09 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | THOMAS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 12002 |
3633 N Thomas Rd is owned and occupied by an individual who bought it in September 2015.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3633 N THOMAS RD, FREELAND, MI 48623-8868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2019 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| Apr 4, 2018 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2015 · Amount on File |
| Deed Sale | Sep 10, 2015 · Amount on File |
| Prior Sale | Oct 18, 1977 · Amount on File |
| Deed Document Number | 201525986 |
| Deed Book / Page | 2829 / 315 |
| Prior Transfer Date | Nov 26, 2008 |
| Prior Transfer Doc | 0000021605 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 3633 N THOMAS RD, FREELAND, MI 48623-8868 |
| Document Number | 0000014848 |
| Instrument Date | May 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3633 N THOMAS RD FREELAND MI 486238868, FREELAND, MI 48623-8868 |
| Document Number | 0000014848 |
|---|---|
| Date | Jun 3, 2019 |
| Instrument | 14848 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 3633 N THOMAS RD, FREELAND, MI 48623-8868 |
| Document Number | 0000014230 |
| Instrument Date | Apr 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3633 N THOMAS RD FREELAND MI 486238868, FREELAND, MI 48623-8868 |
| Document Number | 0000014230 |
|---|---|
| Date | May 14, 2018 |
| Instrument | 14230 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | May 13, 2045 |
| Rate | 4.37% |
|---|
The 2025 property tax bill for 3633 N Thomas Rd was $2,670 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Thomas Township |
| Unified School District | Freeland Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $93,500 | $187,000 | |
| 2025 | $2,670.00 Homeowner's exemption | ||
| 2023 | $67,900 | $135,800 | |
| 2022 | $2,244.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3633 N Thomas Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1978–2022) |
| Most Recent Claim | Aug 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3633 N Thomas Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THOMAS TOWNSHIP serves 11,931 people · EPA ID MI0006580 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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