3632 Upper Union Rd, Orlando, FL 32814 Property Records

Orange County property record for 3632 Upper Union Rd, Orlando, FL 32814

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,707 sqft · built 2006
Lot Size	0.218 acres (9,516 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,175,000 (Dec 2025)
Tax Bill	$16,353 (2025)
Deeds & Mortgages	Dec 2025 Transfer Dec 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-22-30-0524-08-580`

Property Details

APN / Parcel Number

Primary APN	`17-22-30-0524-08-580`
Alternative APNs	`302217052408580` `490112` `495785` `500414`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,707 sqft Living Area
Gross Area	3,724 sqft
1st Floor Area	2,707 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,516 sqft (0.218 acres)
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	555 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3632 UPPER UNION RD
City	ORLANDO
State	FL
Zip	32814-6528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BALDWIN PARK UNIT 4 54/86 LOT 858
Legal Range	30E
Legal Township	22S
Legal Section	17
Legal Subdivision	BALDWIN PARK UT 4
Legal Tract	524
Legal Block	8
Legal Lot Number	858
Legal Unit	4
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1017
Census Tract	18201

Owner

Source: Orange County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4001 UPPER UNION RD, ORLANDO, FL 32814-6535
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 29, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 16, 2020	Loan Modification, Mortgage · Conventional Mortgage TRUIST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2025 · Amount on Record
Deed Sale	Dec 29, 2025 · Amount on Record
Prior Sale	Mar 14, 2006 · Amount on Record
Deed Document Number	2025739594
Prior Transfer Date	Dec 23, 2025
Prior Transfer Doc	0000739595
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Dec 29, 2025
Property Address	3632 UPPER UNION RD, ORLANDO, FL 32814-6528
Document Number	0000739595
Map Reference	MB 54 PG 86-101
Instrument Date	Dec 23, 2025
Instrument	20250739595
Transaction Type	Transfer
Record Updated	Jan 9, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3632 UPPER UNION RD, ORLANDO, FL 32814-6528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3632 UPPER UNION RD, ORLANDO, FL 32814-6528

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 29, 2025
Property Address	3632 UPPER UNION RD, ORLANDO, FL 32814-6528
Document Number	0000739594
Map Reference	MB 54 PG 86-101
Instrument Date	Dec 23, 2025
Instrument	20250739594
Transaction Type	Transfer
Record Updated	Jan 9, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$8,225.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1573 EAGLE NEST CIR, WINTER SPRINGS, FL 32708-5940

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3632 UPPER UNION RD, ORLANDO, FL 32814-6528

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	3632 UPPER UNION RD, ORLANDO, FL 32814-6528
Document Number	0000432987
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3632 UPPER UNION RD ORLANDO FL 328146528, ORLANDO, FL 32814-6528

Mortgage

Document Number	0000432987
Date	Aug 17, 2020
Instrument	432987

Lender

Name	TRUIST BK
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 16, 2045

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$940,590 (+89.74%) Land $170,000 Building $770,590	$940,590 (-1.31%) Land $170,000 Building $770,590
2025	$16,353.00 (+62.07%) Homeowner's exemption	$495,720 (+5.99%)	$953,040 (+12.96%) Land $170,000 Building $783,040
2024	$10,090.00 (+5.44%)
2023	$9,569.00 (+2.36%) Homeowner's exemption	$467,717 (+3%)	$843,702 (+23.96%) Land $154,000 Building $689,702
2022	$9,348.00 Homeowner's exemption	$454,094	$680,628 Land $154,000 Building $526,628

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Hotwire Communications.

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