Burnet County property record for 3632 N FM 1174, Bertram, TX 78605
| Property Type | Single Family Home |
|---|---|
| Details | 2,612 sqft · built 2003 |
| Lot Size | 32.3 acres (1,409,035 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $12,625 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B0386000001601005 |
| Primary APN | B0386000001601005 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,612 sqft Living Area |
| Gross Area | 3,092 sqft |
| 1st Floor Area | 2,472 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 1,409,035 sqft |
| Garage Type | Carport |
| Garage Area | 780 sqft |
| Carport | Carport |
| Carport Area | 780 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
|---|---|
| Porch Area | 1,940 sqft |
| Deck Area | 192 sqft |
| Patio Area | 868 sqft |
| Canopy | 336 sqft |
| Storage Building | 192 sqft |
| Utility Building | 3,320 sqft |
| Total Buildings | 2 Buildings |
| Street Address | 3632 N FM 1174 |
|---|---|
| City | BERTRAM |
| State | TX |
| Zip | 78605-3758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ABS A0386 DAVID HARMON, TRACT E, 32.347 ACRES |
| Legal Subdivision | DAVID HARMON |
| Legal Tract | E |
| Legal Block | 4 |
| Jurisdiction | BURNET TX |
| Township / Civil Division | BERTRAM |
| Census Block Group | 4 |
| Census Block | 4044 |
| Census Tract | 960101 |
3632 N FM 1174 is owned and occupied by two individuals.
Source: Burnet County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3632 N FM 1174, BERTRAM, TX 78605-3758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURNET TX |
| Property Address | 3632 N FM 1174, BERTRAM, TX 78605-3758 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2022 |
| Title Company | INDEPENDENCE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0202209123 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 202209123 |
| Name | LOANPEOPLE BANK |
|---|---|
| Address | AUSTIN, TX 78731 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
The 2025 property tax bill for 3632 N FM 1174 was $12,625 with exemptions applied, up 9.9% from the year before.
Source: Burnet County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Burnet County |
| Unified School District | Burnet Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,224,989 (+0.96%) Land $590,993 Building $633,996 | $1,224,989 (-) Land $590,993 Building $633,996 | |
| 2025 | $12,625.00 (+9.91%) Homeowner's exemption Senior Citizen's exemption | $1,213,313 | $1,224,989 Land $590,993 Building $633,996 |
| 2024 | $11,487.00 (+0.06%) | ||
| 2023 | $11,480.00 Homeowner's exemption Senior Citizen's exemption | $1,072,775 Land $485,205 Building $587,570 | $1,072,775 Land $485,205 Building $587,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3632 N FM 1174 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3632 N FM 1174 is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 52% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rise Broadband Fixed Wireless | 300 / 60 |
| Western Broadband Fixed Wireless | 200 / 40 |
| Nextlink Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
5G and 4G LTE (outdoors only)
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