Berrien County property record for 3632 McCray St, Coloma, MI 49038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 776 sqft · built 1940 |
| Lot Size | 0.367 acres (15,987 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $619 (2025) |
| Deeds & Mortgages | Jul 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-4540-2261-01-6 |
| Primary APN | 10-4540-2261-01-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 776 sqft Living Area |
| 1st Floor Area | 776 sqft |
| Basement Area | 776 sqft |
| Unfinished Basement | 776 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Raised Ranch |
| Lot Area | 15,987 sqft (0.367 acres) |
| Lot Dimensions | 160 ft deep x 100 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3632 MCCRAY ST |
|---|---|
| City | COLOMA |
| State | MI |
| Zip | 49038-9329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 S/F/LMB |
| Legal Description | LOTS 2261 TO 2268 INCLUSIVE LAKE MICHIGAN BEACH |
| Legal Subdivision | LAKE MICHIGAN BEACH |
| Legal Lot Number | 2261 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | HAGAR |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 10100 |
3632 McCray St is owned and occupied by an individual who acquired it in June 2019.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3632 MCCRAY ST, COLOMA, MI 49038-9329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 17, 2019 |
| Transfer Doc | 03242/1001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jul 1, 2019 |
| Property Address | 3632 MCCRAY ST, COLOMA, MI 49038-9329 |
| Document Number | 03242/1001 |
| Book / Page | 3242 / 1001 |
| Instrument Date | Jun 17, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 118 SHORE DRIVE, NEW BUFFALO, MI 49117 |
| Name | Verified Name |
|---|---|
| Address | 3632 MCCRAY COLOMA, COLOMA, MI 49038 |
The 2025 property tax bill for 3632 McCray St was $619 with a homeowner's exemption, up 3.3% from the year before.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Hagar Township |
| Unified School District | Coloma Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78,500 (+2.75%) | $157,000 (+2.75%) | |
| 2025 | $619.00 (+3.34%) Homeowner's exemption | $76,400 | $152,800 |
| 2024 | $599.00 | ||
| 2023 | $55,900 | $111,800 | |
| 2022 | $567.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3632 McCray St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–1986) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Nov 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3632 McCray St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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