3632 Esplanade St, Oceanside, CA 92056 Property Records

San Diego County property record for 3632 Esplanade St, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,640 sqft · built 1968
Lot Size	0.264 acres (11,500 sqft)
Owner	2 Individual Names on File
Last Sale	$1,048,500 (Dec 2023)
Tax Bill	$11,580 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`168-060-66-00`

Property Details

APN / Parcel Number

Primary APN	`168-060-66-00`
Alternative APN	`1680601100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,640 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	11,500 sqft (0.264 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1680601100
Street Address	3632 ESPLANADE ST
City	OCEANSIDE
State	CA
Zip	92056-4619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 11 DOC170801REC68 IN LOT 12 MAP 6091&ALL OF TR 005954
Legal Subdivision	MIRA COSTA MESA
Legal Tract	005954
Legal Block	1
Legal Lot Number	11,12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1021
Census Tract	19805

Owner

Source: San Diego County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3632 ESPLANADE ST, OCEANSIDE, CA 92056-4619
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 21, 2023	Grant Deed, Transfer · Conventional Mortgage SEA COUNTRY MORTGAGE INC
Dec 31, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Dec 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage SHOEMAKER MICHAEL H TRUST (PT)
Dec 15, 2017	Grant Deed, Transfer · Conventional Mortgage EDF CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 21, 2023 · Amount on Record
Deed Sale	Dec 21, 2023 · Amount on Record
Prior Sale	Dec 15, 2017 · Amount on Record
Deed Document Number	2023350760
Prior Transfer Date	Jul 13, 2020
Prior Transfer Doc	0000848194
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3632 ESPLANADE ST, OCEANSIDE, CA 92056-4619
Transaction Type	Mortgage
Record Updated	Jan 6, 2026
Title Company	FNTIC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3632 ESPLANADE ST, OCEANSIDE, CA 92056-4619

Mortgage

Document Number	0000364433
Date	Dec 26, 2025
Instrument	2025-0364433

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jan 1, 2054

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 21, 2023
Property Address	3632 ESPLANADE ST, OCEANSIDE, CA 92056-4619
Document Number	0000350760
Map Reference	MAP 5954
Instrument Date	Dec 6, 2023
Instrument	2023-0350760
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	EQUITY TITLE-SAN DIEGO, EQUITY TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3632 ESPLANADE ST, OCEANSIDE, CA 92056-4619

Mortgage

Document Number	0000350761
Date	Dec 21, 2023
Instrument	2023-0350761

Lender

Name	SEA COUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 31, 2020
Property Address	3632 ESPLANADE ST, OCEANSIDE, CA 92056-4619
Document Number	0000848194
Map Reference	MAP 5954
Instrument Date	Jul 13, 2020
Instrument	2020-0848194
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3632 ESPLANADE ST, OCEANSIDE, CA 92056-4619

Mortgage

Document Number	0000848195
Date	Dec 31, 2020
Instrument	2020-0848195

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3632 ESPLANADE ST, OCEANSIDE, CA 92056-4619
Document Number	0000530511
Instrument Date	Dec 18, 2018
Transaction Type	Mortgage
Record Updated	Jan 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7729 E SANTIAGO CANYON RD ORANGE CA 928691829, ORANGE, CA 92869-1829

Mortgage

Document Number	0000530511
Date	Dec 27, 2018
Instrument	530511

Lender

Name	SHOEMAKER MICHAEL H TRUST (PT)
Address	8640 KILBOURN DR, LA JOLLA, CA 92037-2231

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Dec 26, 2021

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 15, 2017
Property Address	3632 ESPLANADE ST, OCEANSIDE, CA 92056-4619
Document Number	0000587383
Instrument Date	Nov 20, 2017
Instrument	587383
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$571.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7729 E SANTIAGO CANYON RD ORANGE CA 928691829, ORANGE, CA 92869-1829

Mortgage

Document Number	587384
Date	Dec 15, 2017
Instrument	587384

Lender

Name	EDF CAPITAL LLC
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Dec 14, 2020

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,090,468 (+2%) Land $801,108 Building $289,360
2025	$11,580.00 (+87.77%)	$1,069,087 (+88.39%) Land $785,400 Building $283,687
2023	$6,167.00 (+1.56%)	$567,476 Land $402,460 Building $165,016
2022	$6,072.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	123 units insured incl. 92 condo units
Nearby Flood Claims	3 (1993–2025)
Most Recent Claim	Mar 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Eastern tribal government · serves 1,076 people · EPA ID 090605007
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	CITY OF OCEANSIDE, SAN DIEGO COUNTY WATER AUTHORITY, La Jolla Western
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: California Internet, Spectrum, T-Mobile USA.

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