3632 Decora Cir, San Marcos, CA 92078 Property Records

San Diego County property record for 3632 Decora Cir, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,072 sqft · built 1973
Lot Size	0.113 acres (4,900 sqft)
Owner	2 Individual Names on File
Last Sale	$524,000 (Aug 2020)
Tax Bill	$6,433 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`219-440-26-00`

Property Details

APN / Parcel Number

Primary APN	`219-440-26-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,072 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	4,900 sqft (0.113 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3632 DECORA CIR
City	SAN MARCOS
State	CA
Zip	92078-2308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-7.5
Legal Description	LOT 30 TR 007044
Legal Subdivision	SAN MARCOS LA MARIE ESTATES
Legal Tract	007044
Legal Block	2
Legal Lot Number	30
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2010
Census Tract	20037

Owner

3632 Decora Cir is owned and occupied by two individuals who bought it in August 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3632 DECORA CIR, SAN MARCOS, CA 92078-2308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 17, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage NEWREZ LLC
Jun 1, 2020	Grant Deed, Transfer CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO
May 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2020 · Amount on File
Deed Sale	Aug 17, 2020 · Amount on File
Prior Sale	Jun 1, 2020 · Amount on File
Deed Document Number	2020462477
Prior Transfer Date	Nov 30, 1978
Prior Transfer Doc	0000266991
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3632 DECORA CIR, SAN MARCOS, CA 92078-2308
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3632 DECORA CIR, SAN MARCOS, CA 92078-2308

Mortgage

Document Number	0000710880
Date	Oct 12, 2021
Instrument	2021-0710880

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 17, 2020
Property Address	3632 DECORA CIR, SAN MARCOS, CA 92078-2308
Document Number	0000462477
Map Reference	MAP 7044
Instrument Date	Jul 22, 2020
Instrument	2020-0462477
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3632 DECORA CIR, SAN MARCOS, CA 92078-2308

Mortgage

Document Number	0000462478
Date	Aug 17, 2020
Instrument	2020-0462478

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 1, 2020
Property Address	3632 DECORA CIR, SAN MARCOS, CA 92078-2308
Document Number	0000278164
Instrument Date	Apr 29, 2020
Instrument	278164
Transaction Type	Transfer
Record Updated	Jun 10, 2020
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Amount	Amount on Record
Tax	$404.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1042 N EL CAMINO REAL #B115 ENCINITAS CA 920241322, B115, ENCINITAS, CA 92024-1322

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 27, 2020
Property Address	3632 DECORA CIR, SAN MARCOS, CA 92078-2308
Document Number	0000266991
Instrument Date	Nov 30, 1978
Instrument	266991
Transaction Type	Transfer
Record Updated	Jun 4, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2311 SAN HELICE CT HEMET CA 925452455, HEMET, CA 92545-2455

Tax Assessment & Valuation

The 2025 property tax bill for 3632 Decora Cir was $6,433 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$578,295 (+2%) Land $441,631 Building $136,664
2025	$6,433.00 Homeowner's exemption	$566,957 Land $432,972 Building $133,985
2023	$5,978.00 (+1.39%) Homeowner's exemption	$544,943 Land $416,160 Building $128,783
2022	$5,896.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3632 Decora Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3632 Decora Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Spectrum, T-Mobile, Verizon.

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