St. Charles County property record for 3632 Chervil Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 864 sqft · built 1977 |
| Lot Size | 0.225 acres (9,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $154,000 (Feb 2020) |
| Tax Bill | $2,253 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 497253A000 |
| Primary APN | 497253A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Gross Area | 2,016 sqft |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,800 sqft (0.225 acres) |
| Lot Dimensions | 140 ft deep x 70 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 32 sqft |
| Heating System | Wood Furnace |
|---|---|
| Heating Fuel | Wood |
| Sewer | Connected |
| Account Number | 497253A000 |
|---|---|
| Street Address | 3632 CHERVIL DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | CINNAMON HILLS #1 LOT 86 |
| Legal Subdivision | CINNAMON HILLS #1 |
| Legal Lot Number | 86 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 311147 |
3632 Chervil Dr is owned and occupied by two individuals who acquired it in July 2026.
Source: St. Charles County records, as of August 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3632 CHERVIL DR, SAINT CHARLES, MO 63303-6303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 25, 2020 | Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP |
| May 16, 2017 | Warranty Deed, Transfer · FHA Mortgage FIRST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2020 · Amount on File |
| Deed Sale | Feb 25, 2020 · Amount on File |
| Prior Sale | May 16, 2017 · Amount on File |
| Deed Document Number | 2020115290 |
| Deed Book / Page | 7236 / 2343 |
| Last Transfer Date | Jul 16, 2026 |
| Transfer Doc | 0000034076 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 20, 2026 |
| Property Address | 3632 CHERVIL DR, SAINT CHARLES, MO 63303-6303 |
| Document Number | 0000034076 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 202634076 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3632 CHERVIL DR, SAINT CHARLES, MO 63303-6303 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 25, 2020 |
| Property Address | 3632 CHERVIL DR, SAINT CHARLES, MO 63303-6303 |
| Document Number | 0072362343 |
| Book / Page | 7236 / 2343 |
| Map Reference | MB 15 PG 30&31 |
| Instrument Date | Feb 21, 2020 |
| Instrument | 20200225000115290 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1341 SNAPDRAGON CT, 1341, SAINT LOUIS, MO 63146-4364 |
| Name | Verified Name |
|---|---|
| Address | 3632 CHERVIL DR, SAINT CHARLES, MO 63303-6303 |
| Document Number | 20200225000115300 |
|---|---|
| Date | Feb 25, 2020 |
| Instrument | 20200225000115300 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 16, 2017 |
| Property Address | 3632 CHERVIL DR, SAINT CHARLES, MO 63303-6303 |
| Document Number | 0067440705 |
| Book / Page | 6744 / 0705 |
| Map Reference | MB 15 PG 30&31 |
| Instrument Date | May 12, 2017 |
| Instrument | 20170516000299570 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1802 FAIRWOOD FOREST DR, 1802, SAINT PETERS, MO 63376-4911 |
| Name | Verified Name |
|---|---|
| Address | 3632 CHERVIL DR, SAINT CHARLES, MO 63303-6303 |
| Document Number | 20170516000299580 |
|---|---|
| Date | May 16, 2017 |
| Instrument | 20170516000299580 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 3632 Chervil Dr was $2,253.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $37,321 (-) | $196,424 (-) Land $45,000 Building $151,424 | |
| 2025 | $2,253.00 | $37,321 | $196,424 Land $45,000 Building $151,424 |
| 2023 | $36,236 | ||
| 2022 | $190,714 Land $45,000 Building $145,714 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3632 Chervil Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3632 Chervil Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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