3631 Waldron Dr, Ferndale, WA 98248 Property Records

Whatcom County property record for 3631 Waldron Dr, Ferndale, WA 98248

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,296 sqft · built 2018
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Jan 2024)
Tax Bill	$3,269 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`550450`

Property Details

APN / Parcel Number

Primary APN	`550450`
Alternative APNs	`380103 082084 0000` `37827`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 2018
Architectural Style	Mobile Home
Exterior Material	Metal
Foundation Type	Concrete
Roof Material	Metal
Lot Area	7,841 sqft (0.18 acres)
Porch	Porch
Porch Area	30 sqft
Deck Area	225 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	550450
Street Address	3631 WALDRON DR
City	FERNDALE
State	WA
Zip	98248-9558
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RR3
Legal Description	SANDY POINT HEIGHTS LOT 19 BLK 13-EXC ALL OIL-GAS-MIN RTS AS RES AF 919820 18 FLEETWOOD CAVCO REDDING S#FLEZ10OR1718547AB 48X
Legal Range	01
Legal Township	38
Legal Section	03
Legal Subdivision	SANDY POINT HEIGHTS
Legal Block	13
Legal Lot Number	19
Jurisdiction	WHATCOM WA
Township / Civil Division	LUMMI RESERVATION
Census Block Group	1
Census Block	1032
Census Tract	940001

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3631 WALDRON DR, FERNDALE, WA 98248-9558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Aug 26, 2020	Deed of Trust, Mortgage · Conventional with PMI UMPQUA BK
Apr 10, 2018	Warranty Deed, Transfer · FHA Mortgage UMPQUA BK
Apr 19, 2017	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2024 · Amount on Record
Deed Sale	Jan 18, 2024 · Amount on Record
Prior Sale	Apr 10, 2018 · Amount on Record
Deed Document Number	2024-0101016
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 18, 2024
Property Address	3631 WALDRON DR, FERNDALE, WA 98248-9558
Document Number	0000101016
Map Reference	VOL 9 PG 145-148
Instrument Date	Jan 18, 2024
Instrument	2024-0101016
Transaction Type	Transfer
Record Updated	Jan 25, 2024
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,165.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3631 WALDRON DR, FERNDALE, WA 98248-9558

Mortgage

Document Number	0000101017
Date	Jan 18, 2024
Instrument	2024-0101017

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3631 WALDRON PL, FERNDALE, WA 98248
Document Number	2200805141
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3631 WALDRON DR FERNDALE WA 982489521, FERNDALE, WA 98248-9521

Mortgage

Document Number	2200805141
Date	Aug 31, 2020
Instrument	805141

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 10, 2018
Property Address	3631 WALDRON PL, FERNDALE, WA 98248
Document Number	2180401030
Instrument Date	Apr 3, 2018
Instrument	401030
Transaction Type	Transfer
Record Updated	Apr 17, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,366.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3631 WALDRON DR FERNDALE WA 982489521, FERNDALE, WA 98248-9521

Mortgage

Document Number	2180401031
Date	Apr 10, 2018
Instrument	401031

Lender

Name	UMPQUA BK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2048

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 19, 2017
Property Address	3631 WALDRON PL, FERNDALE, WA 98248
Document Number	2170401875
Instrument Date	Apr 14, 2017
Instrument	401875
Transaction Type	Transfer
Record Updated	Apr 26, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Tax	$895.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4231 JONES LN BELLINGHAM WA 982258573, BELLINGHAM, WA 98225-8573

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,269.00 (+48.79%)	$399,021 (+14.66%) Land $168,441 Building $230,580	$399,021 (+14.66%) Land $168,441 Building $230,580
2022		$347,994 Land $146,900 Building $201,094	$347,994 Land $146,900 Building $201,094
2021	$2,197.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 185 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	185 in force
Nearby Flood Claims	16 (1990–2025)
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDY POINT IMPROVEMENT CO private · serves 2,098 people · EPA ID WA5376105
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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