3631 W 86th Pl, Chicago, IL 60652 Property Records

Cook County property record for 3631 W 86th Pl, Chicago, IL 60652

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,080 sqft · built 1948
Lot Size	0.122 acres (5,292 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Dec 2014)
Tax Bill	$2,696 (2023)
Deeds & Mortgages	Aug 2022 Line of Credit Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-35-338-042`

Property Details

APN / Parcel Number

Primary APN	`19-35-338-042`
Alternative APN	`19-35-338-042-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	5,292 sqft (0.122 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3631 W 86TH PL
City	CHICAGO
State	IL
Zip	60652-3717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(87TH) & (CRAWFORD) (HIGHLANDS) SUB OF LTS 1-3 IN HAT ELY & BOYERS RESUB OF SH SW SEC 35-38-13
Legal Range	13E
Legal Township	38N
Legal Section	35
Legal Subdivision	TH & CRAWFORD HIGHLANDS
Legal Lot Number	1-3
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2006
Census Tract	700402

Owner

3631 W 86th Pl is owned and occupied by an individual who bought it in December 2014.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3631 W 86TH PL, CHICAGO, IL 60652-3717
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2014 · Amount on File
Deed Sale	Dec 12, 2014 · Amount on File
Prior Sale	Mar 7, 2014 · Amount on File
Deed Document Number	201434007
Prior Transfer Date	Dec 28, 2004
Prior Transfer Doc	0000047052
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3631 W 86TH PL, CHICAGO, IL 60652-3717
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022110035
Date	Aug 9, 2022
Instrument	2222110035

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 8, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3631 W 86TH PL, CHICAGO, IL 60652-3717
Transaction Type	Mortgage
Record Updated	Jun 17, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015904243
Date	Jun 8, 2021
Instrument	2115904243

Lender

Name	CHICAGO FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	CHICAGO, IL 60642

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	237 Months
Due	Mar 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.99%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,000 Land $3,175 Building $14,825	$180,000 Land $31,750 Building $148,250
2023	$2,696.00 (+3.41%)
2022	$2,607.00 (+1.56%) Homeowner's exemption	$15,999 (-) Land $4,233 Building $11,766	$159,990 (-) Land $42,330 Building $117,660
2021	$2,567.00 Homeowner's exemption	$15,999 Land $4,233 Building $11,766	$159,990 Land $42,330 Building $117,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3631 W 86th Pl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1982)
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3631 W 86th Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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