3631 Via Bernardo, Oceanside, CA 92056 Property Records

San Diego County property record for 3631 Via Bernardo, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,585 sqft · built 1990
Lot Size	0.108 acres (4,725 sqft)
Owner	2 Company Names on File
Last Sale	$1,179,000 (Dec 2025)
Tax Bill	$7,144 (2025)
Deeds & Mortgages	Jul 2026 Sale Jul 2026 Sale + 6 more
Flood Zone	Zone X (minimal risk)
APN	`169-473-27-00`

Property Details

APN / Parcel Number

Primary APN	`169-473-27-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,585 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	4,725 sqft (0.108 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3631 VIA BERNARDO
City	OCEANSIDE
State	CA
Zip	92056-7225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 27 TR 011816
Legal Subdivision	SOUTH RIDGE TRAILS
Legal Tract	011816
Legal Block	2
Legal Lot Number	27
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2003
Census Tract	19808

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	3335 CAMINO CORONADO, CARLSBAD, CA 92009-9326
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Jul 10, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Feb 12, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Dec 18, 2025	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 20, 2020	Quit Claim Deed, Transfer · VA Mortgage CALIBER HM LOANS
Mar 5, 2019	Grant Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage VICKI S ARMSTRONG
Jul 16, 2018	Grant Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 18, 2025 · Amount on Record
Deed Sale	Dec 18, 2025 · Amount on Record
Prior Sale	Apr 20, 2020
Deed Document Number	2025356984
Prior Transfer Date	Apr 13, 2020
Prior Transfer Doc	0000200335
Record Updated	Sep 20, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 10, 2026
Property Address	3631 VIA BERNARDO, OCEANSIDE, CA 92056-7225
Document Number	0000197801
Instrument Date	May 23, 2026
Instrument	2026197801
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	3335 CAMINO CORONADO, CARLSBAD, CA 92009-9326

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 10, 2026
Property Address	3631 VIA BERNARDO, OCEANSIDE, CA 92056-7225
Document Number	0000197800
Instrument Date	Apr 25, 2026
Instrument	2026197800
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3335 CAMINO CORONADO, CARLSBAD, CA 92009-9326

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3631 VIA BERNARDO, OCEANSIDE, CA 92056-7225
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3631 VIA BERNARDO, OCEANSIDE, CA 92056-7225

Mortgage

Document Number	0000114748
Date	Feb 12, 2021
Instrument	2021-0114748

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 18, 2025
Property Address	3631 VIA BERNARDO, OCEANSIDE, CA 92056-7225
Document Number	0000356984
Map Reference	MAP 11816
Instrument Date	Dec 5, 2025
Instrument	2025-0356984
Transaction Type	Transfer
Record Updated	Dec 31, 2025
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3335 CAMINO CORONADO, CARLSBAD, CA 92009-9326

Mortgage

Document Number	0000356985
Date	Dec 18, 2025
Instrument	2025-0356985

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.47%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.4%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.4%

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 20, 2020
Property Address	3631 VIA BERNARDO, OCEANSIDE, CA 92056-7225
Document Number	0000200335
Instrument Date	Apr 13, 2020
Instrument	200335
Transaction Type	Transfer
Record Updated	May 1, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3631 VIA BERNARDO OCEANSIDE CA 920567225, OCEANSIDE, CA 92056-7225

Mortgage

Document Number	200336
Date	Apr 20, 2020
Instrument	200336

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	432 Months
Due	Apr 19, 2056

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 5, 2019
Property Address	3631 VIA BERNARDO, OCEANSIDE, CA 92056-7225
Document Number	0000078985
Map Reference	MAP 11816
Instrument Date	Nov 16, 2018
Instrument	2019-0078985
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3631 VIA BERNARDO, OCEANSIDE, CA 92056-7225

Mortgage

Document Number	0000078986
Date	Mar 5, 2019
Instrument	2019-0078986

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3631 VIA BERNARDO, OCEANSIDE, CA 92056-7225
Document Number	0000264687
Instrument Date	Jun 5, 2018
Transaction Type	Mortgage
Record Updated	Jul 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3631 VIA BERNADO OCEANSIDE CA 92056, OCEANSIDE, CA 92056

Mortgage

Document Number	0000264687
Date	Jun 28, 2018
Instrument	264687

Lender

Name	VICKI S ARMSTRONG
Address	1208 SEA VILLAGE DR, CARDIFF BY THE SEA, CA 92007-1438

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 16, 2018
Property Address	3631 VIA BERNARDO, OCEANSIDE, CA 92056-7225
Document Number	0000289014
Instrument Date	Jun 1, 2018
Instrument	289014
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$594.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1736 BONITA CA 919081736, BONITA, CA 91908-1736

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,179,000 (+46.79%) Land $655,000 Building $524,000
2025	$7,144.00 (-14.93%)	$803,169 (+4.04%) Land $446,205 Building $356,964
2023	$8,398.00 (+0.25%)	$771,982 Land $428,879 Building $343,103
2022	$8,377.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: California Internet, T-Mobile USA, Verizon.

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