3631 Summerwalk Rd, Rocky Mount, NC 27804 Property Records

Nash County property record for 3631 Summerwalk Rd, Rocky Mount, NC 27804

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,684 sqft · built 2004
Lot Size	1.06 acres (46,174 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (May 2026)
Tax Bill	$3,055 (2026)
Deeds & Mortgages	Feb 2009 Mortgage Oct 2012 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`382200-76-7491`

Property Details

APN / Parcel Number

Primary APN	`382200-76-7491`
Alternative APNs	`035765` `157188`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,684 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	46,174 sqft (1.06 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	157188
Street Address	3631 SUMMERWALK RD
City	ROCKY MOUNT
State	NC
Zip	27804-8316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Description	1 06 AC, 10 PLANTERS WAY SPLIT OUT OF 382200862553 AC 1H 10 PLANTERS WAY
Legal Subdivision	PLANTERS WAY
Jurisdiction	NASH NC
Township / Civil Division	STONY CREEK
Census Block Group	1
Census Block	1004
Census Tract	10802

Owner

Source: Nash County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3631 SUMMERWALK RD, ROCKY MOUNT, NC 27804-8316
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2009	Deed of Trust, Mortgage AFFILIATED MORTGAGE SERVICES
Oct 30, 2012	Deed of Trust, Mortgage · Conventional Mortgage AFFILIATED MORTGAGE SERVICES
Nov 22, 2016	Deed of Trust, Mortgage · Commercial Mortgage SOUTHERN BANK & TRUST CO
May 29, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	Jul 20, 2004 · Amount on Record
Deed Book / Page	3491 / 44
Record Updated	Oct 29, 2026

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	3631 SUMMERWALK RD, ROCKY MOUNT, NC 27804-8316
Transaction Type	Mortgage
Record Updated	Jun 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02441/0333
Date	Feb 13, 2009
Book Page	2441/0333

Lender

Name	AFFILIATED MORTGAGE SERVICES
Address	ROCKY MOUNT, NC 27804

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2039

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	3631 SUMMERWALK RD, ROCKY MOUNT, NC 27804-8316
Transaction Type	Mortgage
Record Updated	Jun 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02639/0898
Date	Oct 30, 2012
Book Page	2639/0898

Lender

Name	AFFILIATED MORTGAGE SERVICES
Type	Lending Institution
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2027

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	3631 SUMMERWALK RD, ROCKY MOUNT, NC 27804-8316
Transaction Type	Mortgage
Record Updated	Jun 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02854/0208
Date	Nov 22, 2016
Book Page	2854/0208
Instrument	2854-0208

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	May 29, 2026
Property Address	3631 SUMMERWALK RD, ROCKY MOUNT, NC 27804-8316
Document Number	3491000044
Book / Page	3491 / 44
Instrument Date	May 26, 2026
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97,970.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3631 SUMMERWALK RD, ROCKY MOUNT, NC 27804-8316

Mortgage

Document Number	3491000046,
Date	May 29, 2026
Book Page	3491/46

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Municipality	Red Oak Town
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,055.00 (+3.07%)	$401,410 (-) Land $32,860 Building $368,550	$401,410 (-) Land $32,860 Building $368,550
2025	$2,964.00 (+31.03%)	$401,410 (+39.87%) Land $32,860 Building $368,550	$401,410 (+39.87%) Land $32,860 Building $368,550
2023	$2,262.00	$286,990	$286,990 Land $32,860 Building $254,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	12 (2016–2023)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Apr 2023 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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