Yellowstone County property record for 3631 Raindrop Ln, Billings, MT 59101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,598 sqft · built 2005 |
| Lot Size | 0.536 acres (23,332 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,508 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 000C150690 |
| Primary APN | 000C150690 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,598 sqft Living Area |
| Gross Area | 3,146 sqft |
| 1st Floor Area | 1,598 sqft |
| Basement Area | 1,548 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,332 sqft (0.536 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Area | 764 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 224 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3631 RAINDROP LN |
|---|---|
| City | BILLINGS |
| State | MT |
| Zip | 59101-7048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EMERALD EAGLE ESTATES SUB, S29, T01 N, R27 E, BLOCK 1, LOT 4, 23332 SQUARE FEET, (06) |
| Legal Range | 27E |
| Legal Township | 01N |
| Legal Section | 29 |
| Legal Subdivision | EMERALD EAGLE ESTATES SUB |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | SOUTH YELLOWSTONE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 940002 |
3631 Raindrop Ln is owned and occupied by two individuals who acquired it in May 2005.
Source: Yellowstone County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3631 RAINDROP LN, BILLINGS, MT 59101-7048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 28, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK & TRUST |
| Aug 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK & TRUST |
| Mar 16, 2018 | Deed of Trust, Mortgage FIRST FED'L BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2005 |
| Deed Sale | May 23, 2005 |
| Deed Document Number | 20053333919 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 3631 RAINDROP LN, BILLINGS, MT 59101-7048 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3631 RAINDROP LN, BILLINGS, MT 59101-7048 |
| Document Number | 0004021335 |
|---|---|
| Date | Jun 28, 2022 |
| Instrument | 4021335 |
| Name | FIRST FEDERAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SHERIDAN, WY 82801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 20, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 3631 RAINDROP LN, BILLINGS, MT 59101-7048 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003984351 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 3984351 |
| Name | FIRST FEDERAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SHERIDAN, WY 82801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 3631 RAINDROP LN, BILLINGS, MT 59101-7048 |
| Document Number | 0003844335 |
| Instrument Date | Mar 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3631 RAINDROP LN BILLINGS MT 591017048, BILLINGS, MT 59101-7048 |
| Document Number | 0003844335 |
|---|---|
| Date | Mar 21, 2018 |
| Instrument | 3844335 |
| Name | FIRST FED'L BK&TR |
|---|---|
| Address | SHERIDAN, WY 82801 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Mar 20, 2033 |
The 2025 property tax bill for 3631 Raindrop Ln was $3,508, down 16.7% from the year before.
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Unified School District | Lockwood K-12 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $512,100 (-) Land $82,945 Building $429,155 | $512,100 (-) Land $82,945 Building $429,155 | |
| 2025 | $3,508.00 (-16.73%) | $512,100 Land $82,945 Building $429,155 | $512,100 Land $82,945 Building $429,155 |
| 2024 | $4,213.00 (+35.73%) | ||
| 2023 | $3,104.00 | $410,100 | $410,100 Land $77,975 Building $332,125 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3631 Raindrop Ln in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3631 Raindrop Ln is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 46% of Montana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKWOOD WATER AND SEWER DISTRICT serves 5,900 people · EPA ID MT0000156 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisp West Fixed Wireless | 200 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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