3631 Pebble Ln, Gloucester, VA 23061 Property Records

Gloucester County property record for 3631 Pebble Ln, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,252 sqft · built 2000
Lot Size	2.77 acres (121,010 sqft)
Owner	Individual Name on Record
Last Sale	$185,110 (Jul 2021)
Tax Bill	$1,910 (2026)
Deeds & Mortgages	Apr 2017 Line of Credit Apr 2017 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`40138`

Property Details

APN / Parcel Number

Primary APN	`40138`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,252 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	121,010 sqft (2.77 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3631 PEBBLE LN
City	GLOUCESTER
State	VA
Zip	23061-3183
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	MARLFIELD FARM SEC M LOT 6B
Legal Subdivision	PLAT: ID 1902580
Legal Lot Number	6B
Jurisdiction	GLOUCESTER VA
Township / Civil Division	YORK
Census Block Group	1
Census Block	1006
Census Tract	100400

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3631 PEBBLE LN, GLOUCESTER, VA 23061-3183
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2017	Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION
Apr 10, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance LANGLEY FEDERAL CREDIT UNION
Jul 30, 2021	Intrafamily Transfer, Transfer
Jul 30, 2021	Intrafamily Transfer, Transfer · Stand-Alone Refinance LANGLEY FEDERAL CREDIT UNION
Feb 24, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Deed Document Number	20215464
Prior Transfer Date	Jul 26, 2021
Prior Transfer Doc	0000005464
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	3631 PEBBLE LN, GLOUCESTER, VA 23061-3183
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170001679
Date	Apr 11, 2017
Instrument	170001679

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 13, 2047

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	3631 PEBBLE LN, GLOUCESTER, VA 23061-3183
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170001664
Date	Apr 10, 2017
Instrument	170001664

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Jul 30, 2021
Property Address	3631 PEBBLE LN, GLOUCESTER, VA 23061-3183
Document Number	210005463
Instrument Date	Jul 26, 2021
Instrument	210005463
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3631 PEBBLE LN, GLOUCESTER, VA 23061-3183

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Jul 30, 2021
Property Address	3631 PEBBLE LN, GLOUCESTER, VA 23061-3183
Document Number	0210005464
Instrument Date	Jul 26, 2021
Instrument	210005464
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3631 PEBBLE LN, GLOUCESTER, VA 23061-3183

Mortgage

Document Number	0210005465
Date	Jul 30, 2021
Instrument	210005465

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Feb 24, 2017
Property Address	3631 PEBBLE LN, GLOUCESTER, VA 23061-3183
Document Number	0170000858
Instrument Date	Feb 23, 2017
Instrument	170000858
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3631 PEBBLE LN, GLOUCESTER, VA 23061-3183

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,910.00 (+18.19%)	$327,700 (+24.45%) Land $61,780 Building $265,920	$327,700 (+24.45%) Land $61,780 Building $265,920
2025	$1,616.00 (+5.28%)	$263,320 (-) Land $61,780 Building $201,540	$263,320 (-) Land $61,780 Building $201,540
2024	$1,535.00	$263,320 (-) Land $61,780 Building $201,540	$263,320 (-) Land $61,780 Building $201,540
2023	$1,535.00 (+14.38%)	$263,320 (+42.25%) Land $61,780 Building $201,540	$263,320 (+42.25%) Land $61,780 Building $201,540
2022	$1,342.00	$185,110 Land $44,330 Building $140,780	$185,110 Land $44,330 Building $140,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 252 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	252 in force
Nearby Flood Claims	137 (1991–2025)
Claims Outside the SFHA	3 of 137
Most Recent Claim	Oct 2025 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 7 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 9 claims Hurricane Isabel, Sep 2003 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	1,000 / 500
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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