3631 Orange St, Norfolk, VA 23513 Property Records

Norfolk City property record for 3631 Orange St, Norfolk, VA 23513

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,076 sqft · built 1954
Lot Size	0.125 acres (5,458 sqft)
Owner	Individual Name on File
Last Sale	$252,567 (Feb 2020)
Tax Bill	$4,460 (2026)
Deeds & Mortgages	Oct 2023 Second Mortgage May 2022 Second Mortgage + 2 more
APN	`61299550`

Property Details

APN / Parcel Number

Primary APN	`61299550`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,076 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,458 sqft (0.125 acres)
Garage Type	Detached
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	3631 ORANGE ST
City	NORFOLK
State	VA
Zip	23513-4025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	13 & 14 BLK D ESTABROOK
Legal Subdivision	ESTABROOK
Legal Block	D
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	2
Census Block	2007
Census Tract	6100

Owner

3631 Orange St is owned and occupied by an individual who bought it in February 2020.

Source: Norfolk City records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	3631 ORANGE ST, NORFOLK, VA 23513-4025
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
May 20, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Feb 5, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage OVM FINANCIAL INC
Nov 28, 2017	Gift Deed, Transfer · Stand-Alone Refinance UNION BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2020 · Amount on File
Deed Sale	Feb 5, 2020 · Amount on File
Prior Sale	Mar 22, 2016 · Amount on File
Deed Document Number	20202969
Prior Transfer Date	Nov 14, 2017
Prior Transfer Doc	0000026560
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	3631 ORANGE ST, NORFOLK, VA 23513-4025
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230017933
Date	Oct 12, 2023
Instrument	230017933

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	316 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	3631 ORANGE ST, NORFOLK, VA 23513-4025
Transaction Type	Mortgage
Record Updated	Jun 8, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220013086
Date	May 20, 2022
Instrument	220013086

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	333 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

February 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Feb 5, 2020
Property Address	3631 ORANGE ST, NORFOLK, VA 23513-4025
Document Number	200002969
Instrument Date	Jan 17, 2020
Instrument	200002969
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 10, 2021
Title Company	TITLE CONCEPTS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3631 ORANGE ST, NORFOLK, VA 23513-4025

Mortgage

Document Number	200002970
Date	Feb 5, 2020
Instrument	200002970

Lender

Name	OVM FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	200002971
Date	Feb 5, 2020
Instrument	200002971

Lender

Name	OVM FINANCIAL INC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

November 2017: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Nov 28, 2017
Property Address	3631 ORANGE ST, NORFOLK, VA 23513-4025
Document Number	170026560
Instrument Date	Nov 14, 2017
Instrument	170026560
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4830 VIRGINIA BEACH BLVD, VIRGINIA BEACH, VA 23462-6711

Mortgage

Document Number	170026561
Date	Nov 28, 2017
Instrument	170026561

Lender

Name	UNION BANK & TRUST

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3631 Orange St was $4,460, up 1.6% from the year before.

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,460.00 (+1.64%)	$356,800 (-) Land $63,000 Building $293,800	$356,800 (-) Land $63,000 Building $293,800
2025	$4,388.00	$356,800 Land $63,000 Building $293,800	$356,800 Land $63,000 Building $293,800
2023	$3,812.00	$305,000 Land $63,000 Building $242,000	$305,000 Land $63,000 Building $242,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3631 Orange St; there have been 7 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 45 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	7 (2003–2024)
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3631 Orange St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fixed Wireless	100 / 20

May also be available: Cox Communications, Verizon.

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